GMAT 730，德勤ERS，三年后想去美国~

刚刚

这是个请教贴，还望各位大神指点指点...

背景：
本人广东一所211高校，本科学生物工科（绩点：3.48/5），双学位金融(3,47/5)，
因为毕业想读研转金融，考过雅思7.0，gmat730
但是太冲动了，非top10不申，最后也只拿到个兰卡的金融计量offer
于是，在招聘季，拿了德勤ERS（企业风险管理服务部）的offer，入职中。。。

目标：
想工作三年后，申请美国的研究生，MBA或者是金融硕士...职业方向投行“承做”方向~

困惑：
1、这三年都在德勤的ers怎么提高自己的背景？
（部门主要是做内控管理的，梳理流程写底稿找缺陷提建议，当然也有做咨询类、风险类等的项目但是不成熟 / by the way，也在准备考CPA）
2、如果是往投行承做方向的，是申请金融类硕士，还是申请MBA比较好？
3、单一的德勤背景会不会太薄弱，要不要工作两年跳出来券商或者外资行工作两年？（毕竟考虑到gmat有5年有效期，我可以最多先工作4年）
4、如果不出去读研，直接一直积攒工作经验可以往投行承做方向跳吗？可行性多高，需要做怎样的准备？

刚刚

顶楼主！               

刚刚

顶楼主！               

Melody0926

（1）以国内券商为目标的话，我表示大多数人都是直接从四大跳过来的，目前没看到谁是MBA毕业的；
（2）以外资投行为目标的话，个人觉得名校MBA会比较好，尤其是HK那边很看重名校出身；
（3）在四大或者国内券商做的话，还是有个注会资格比较好；
（4）跳槽不要太频繁，千万不要太频繁。

刚刚

The risk management you will be doing requires a quite different skill set from banking in general.  I would say it's not a straightforward transition to banking if you exit your current job in 3 years.

But in 3 years your career plan may change.  I feel your Deloitte experience may better prepare you for a strategy consulting job if you choose to go to MBA by that time.  Honestly if I look back at my career path and I sometimes would wonder if I had done consulting how my life would have been like.

With that said, to your questions:

#1. If you have such a strong and exclusive passion for banking, I'd suggest you look for an opportunity to switch to banking soon.  But while you are working at your job, I recommend you try to become an expert on some industries that your clients are in.  For instance, if you work on a project for a auto industry client, why not take the time to study the industry and build some knowledge and expertise.  Also think about how your project will help the client economically (everything that clients pay money to have consultants should deliver economic value).  The capability of thinking out of box and connecting the dots are essential for everyone to succeed.  If you continue doing that, in another 3 years, you can easily differentiate yourself from peers.  It's not that you try hard to look different, rather it's that your clients, your managers will be cognizant of your unique value and potential.

#2. I'm not sure if I completely understand "承做".  But if I may generalize it to investment banking, I think an MBA makes more sense.

#3. Don't restrict yourself to 5 years of GMAT score expiry.  I'm sure you can do better in 3 or 5 years, after all, it's just a test and everyone can ace it.  If you have an opportunity to do banking, I think you should try to do that.  Pre-MBA, it doesn't really matter if you do investment banking or corporate banking.

#4. If I were you, I would try to get an MBA overseas.  Big 4 hire way too many people globally and I do realize sometimes it's not that easy to stand out when everyone wants to switch to banking at certain point.

Good luck with everything!

By gordonmwu(楼主在这位亲的答疑楼请问，得到的回复，复制回来供大家讨论）

刚刚

Melody0926 发表于 2016-7-15 12:33
（1）以国内券商为目标的话，我表示大多数人都是直接从四大跳过来的，目前没看到谁是MBA毕业的；
（2）以外 ...

1.所以您觉得我需要继续在德勤这个部门待下去吗？毕竟我的部门性质跟金融关系不大，可以直接往国内的券商跳吗，如果能跳，跳去哪些部门呢？
2.如果出国读MBA的话，我是一直待在德勤积攒工作经验，还是可以中途尝试跳去银行的部门，丰富我的经历？您觉得工作几年去申请回比较好？

Melody0926

刚刚 发表于 2016-7-15 20:24
1.所以您觉得我需要继续在德勤这个部门待下去吗？毕竟我的部门性质跟金融关系不大，可以直接往国内的券商 ...

(1) 广东、深圳那边券商的话，广发比较好啊，还有一些也还不错，能去做IBD最好了。但是国内券商的IBD和投行IBD工作内容其实差别有些大，对post-MBA应该没什么太多帮助，只是申请的时候感觉好一些；
（2）普遍认为工作4-5年是比较好的时机吧，因为毕竟你还要把申请的那一年排除，三年有点短（实际可以写的项目经验只有两年的），五年以上，如果能力不太差，在国内券商也到VP级别了，再读书可能需要考虑的东西就比较多。

Crystal_Chai

帮顶~~~~~~~~~~~~~~~~~~~~

刚刚

Melody0926 发表于 2016-7-15 20:40
(1) 广东、深圳那边券商的话，广发比较好啊，还有一些也还不错，能去做IBD最好了。但是国内券商的IBD和投 ...

“再读书可能需要考虑的东西就比较多”
这个要考虑的东西指的是？是到底要不要放弃四五年工作所爬到的位置吗？

刚刚

Crystal_Chai 发表于 2016-7-15 20:53
帮顶~~~~~~~~~~~~~~~~~~~~

你跟我背景类似吗？