Note: The interpretation here isn't quite correct. You can skip this and go straight to the 22nd floor for the final solution if you'd like. 以下是引用yaoyao99在2006-6-16 7:05:00的发言:72. Hmm.. if both are compound daily interest and one interest is higher than the other, there's nothing to calculate. I'm guessing the question is: (Let saving = x) when x < 1000 => 2% compound daily interest => annual interest = x * (1+0.02/365)^365 - x when x > 1000 => 2.5% compound annual interest => annual interest = x * (1 + 0.025) - x 1) 0.025x = 25 => x = 1000 with 2% interest, interest = 1000 * (1+0.02/365)^365 - 1000 = about 20 (see note below) 2.5% gets better annual interest 2) 2.0%: x * (1 + 0.02/365)^(365*3) - x = about 0.06x 2.5%: x * (1 + 0.025)^3 - x = about 0.075x 2.5% has better rate for 3 years Just for fun, for n years 2.0%: x * (1 + 0.02/365)^(365*n) - x = about 0.02*n*x 2.5%: x * (1 + 0.025)^n - x = about 0.025*n*x 2.5% annual interest rate is ALWAYS better. You don't need any condition? Note: for (1 + alpha)^x, when alpha is reasonably small, the value is approximately 1 + alpha*x Simple Interest: interest = principal * interest rate * time Interst compounded annually: interest = principal * (1 + annual interest rate) ^ number of years - principal Interst compounded during the year: interest = principal * (1 + annual interest rate / num of times interest is compounded) ^ (num of times interest is compounded * num of years) - principal 版主,这一步有点儿问题吧?“0.025x = 25 => x = 1000” 这道题的意思是说,存钱的时候本金是不足1000元的,此时给是复利息2%,存了一段时间,连本带利总共超过了1000元,在此之后给的是复利息2.5%, 问,连本带利超过1000元之后形成的这个“新的本金”适用2.5%的利息率一共有多少利息,这一部分利息和25元相比谁大谁小?所以0.025和原本金是不能乘到一块儿去的 讨论
|