【每日阅读训练第四期——速度越障23系列】【23-03】经管

shenma234

2‘42
1’49
2‘31
2’20
3‘31

9’36

flonacui

1. 2'10''
Some people said the banking industry declined.
But this is not the real situation.
Since the crises, the profits have been declined.
The opinions toward the banks' profits are polarising.
2. 1'30''
The economic growth before the crisis was fueled by the private sector loans.
The reasons for this increase are ppsitive.
3. 1'59''
The dregulations of banks and markets also account for this increase.
The dereguations have both advantages and the disadvantage.(excess, risks)
4. 1'20''
The expamsion of the bank's balance-sheet has positive effect on the growing of the GDP, but then reach a point and hinge the development.
5. 1'55''
People should not look into the single year of  the revenue because it is fluctuated.
The bank industry continue to grow.
obstacle 3'33''
The environment will create both winners and losers.
This does not mean the banking industry would not progress. It may be as prosperous as before.

chaos1026

time1 1min21s
time2 1min13s
time3 1min17s
time4 1min12s
time5 1min50s
obstacle:4min19

Some powerful forces that hold back the profit cannot change the depression of the investment bank.
The regulation will change the business.
New technology helps direct trade.
Big banks can easily compete with the small bank .
The profit of investment bank cannot hold back to the level as past’s.

Will_I-AM

=.=  第一次做  大家见笑~
Time 1.  1:54.6
Time 2.  1:39.2
Time 3.  1:42.8
Time 4.  1:41.7
Time 5:  2:28.5
OBSTACLE: 5:57.4

qiuzhongbo

6        00:06:35.88       
5        00:03:05.95       
4        00:01:53.30       
3        00:02:04.53       
2        00:02:09.04       
1        00:02:09.97

hemodata

2013/8/8
Time1 1:37 Words 283 Although many prospected the banking industry will fall in this century, it actually is soaring.
Time2 1:36 Words 249 The banks experienced an unusual expanding before the financial crisis in 2008.
Time3 1:34 Words 232 The causes of the expanding include not only positive factors, such as increase in global businesses, but also negative ones, such as risk-taking regulations and loose monetary policy.
Time4 1:24 Words 244 Experts found out that although fundamental increase were part of the expanding of the balance-sheet of banks, the growth of these financial products was less than the growth of banks.  
Time5 2:11 Words 379 Most of the bankers, however, expect the industry to keep grow with, or even faster than the world GDP, despite the recent decrease after 2008.

Time6 4:30 Words 837 By analyzing the trends in the world economic and bank products, the newspaper says the profit of investment banks will not return to the recent peak in the near future.

平均阅读速度：字数/分钟

175

156

148

174

174

186

问题：感觉第四段自己理解不是很准确，看了大家的summary觉得尤其如此

问题发现：没有理解到的关键词汇替换

inflated the size of the financial sector

= spurred economic growth

= drive economic growth

= a larger financial system goes hand in hand with higher productivitygrowth

问题解决：我认为第四段的含义应该是although expanding of the banking industry drive economic growth,the fundamental financial products, which considered to be the base of finance,only constitutepart of the expanding.

查单词

Most of the finance the expanding banksprovided, and the innovations they fostered（孕育）, spurred（鼓动;刺激） economic growth, but a good chunk（很大一部分） of it just inflated（通涨的） the size of the financialsector as banks created ever more securities（有价证券） to buy and sell from one another.

Most bankers bristle（愤怒） when asked whether the finance industry is already big enough inrelation to the rest of the economy.

Widely considered the pinnacle（顶峰） of effective bank regulation, these had aimed to calibrate（校准） precisely the amount of capital that banks had to hold against theprobability of each loan defaulting（到期不还款）. Yet they unwittingly encouraged banks to hold vast quantitiesof “risk-free” assets that turned out to be anything but.

This is cyclical（周期的） and will change in time, but the downturn is proving more protracted（时间长的） than most bankers expected.

Annabellez

1  1:51.1
2  1:19.5
3  1:16.1
4  1:06.1
5  1:37.9
6  4:45.4

饼干小熊

T1~4 6‘57
T5 2’17
O 4‘40

m1nt

SPEED
TIME 1 1’30”   Banking is expanding instead of shrinking but bank industry can not go back to the old days
TIME2 1'30“   Bank assets increased fast and balance sheeting increased even faster, reasons for this unusual increases.
TIME3 2'00”   Financing homes through the use of mortgage-backed securities loan is another reason for the expanding but the loan may cannot be paid back
TIME4 1'30''   Expansion of bank balance-sheets helps drive economic growth
TIME5 2‘00”   Some bankers think the finance industry will continue to grow and why they think so
OBSTACLE 5’00''
Three risks faced by investment banks. This environment will create winners and losers but the industry cannot go back to its past most profitable days

ioioke

1, 4:00
2, 3:03
3, 3:01
4, 3:45
5, 4:38
6, 11:39