【每日阅读训练第四期——速度越障23系列】【23-03】经管

xuexue22cn

diweiwang

占座啦！！！

cherryyyy

1-2:13
Far from shrinking, banking across the rich world expanded prodigiously and generated remarkable returns for shareholders and employees. However, since the crisis, returns have collapsed. Views about growth and profitability are polarizing but we believe changes would be far reaching.
2-1:14
Banking assets increased far beyond GDP since 1970.
The conclusions of this phenomenon by AH.
Reasons for this phenomenon.
3-2:07
Deregulation of banks and markets and financial played a part too. New ways of financing homes lowered the cost of borrowing for millions of household in rich countries.
Loose monetary policy also increased risk and leverage.
The cause of this pernicious influence.
4-1:48
Most of the finance and innovations of the bank spurred the economic growth but also inflated the size of the financial sector.
Further discoveries about the relationship between banking assets and economic growth.
5-2:10
The industry’s revenues have fluctuated a lot in recent years.
Advantages of increased banking penetration.
Different people’s opinion toward the tendency of banking industry.
Obstacle 5:26
Powerful forces that could hold back both the growth of the industry and its profitability
  disappointing economic growth across much of rich countries
  raft of regulation will change business of investment banking
  the march of progress
An example to demonstrate the economic environment in the past.
Advantages and disadvantages of the environment.
Future development of investment banking.

nsnxy

1:38 Bank's return on equity is often higher than that of other industires but after financial crisis returns have collapsed.
1:27 Bank assets grew more repidly than the GDP did and peaked at several times GDP in some countries. The reason for fast growing oof bank is that expansion of large companies need banks follow them across borders to handle financial problems.
1:48 DEregulation and financial innovation are both reponsible for the growth of banks.And elegant framework of capital rule Basel 2 has no effect.
1:26 More banking and credit are associated with lower growth.
2:06 Most banks are optimisticabout the future of finance  industry because it is related with world economy and with developing countries' growth, banks will have may assets to expand.
5:21

Mint静默

mark~~~~~~~~~~~~~

23-03

T1 2’17’’

Bank was the most profitable industry in olddays. But after financial crisis, all things have changed.

T2 1’35’’

Increased banking asset has led the soaringGDP.

Compare the growth of banking asset withthe growth of GDP.

Most reasons contributed to the unusualdevelopment of bank industry are good reasons.

T3 1’43’’

One reason contributed to the crisis---deregulationof banks and markets and financial innovation

T4 2’33’’

The excessive increase in debt to GDP slowsdown the economic growth.

T5 2’53’’

Different views about the future of financeindustry.

OB 8’46’’

The obstacles faced by investing banking--- regulations, competitions, investors, etc.

perfectends

啊呀。。。睡一觉这就跑到三环还是四环了？先抢楼啊。。。

sherryv

Time1 283words 1min48
Financial services like banking are not making so much money as before.
Time2 249words 1min27
Banks asset is several times GDP in many countries.
Time3 232words 1min41
Morgage-backed loan enables people to buy houses without considering seriously the payment.
Time4 244words 1min21
Balance-sheets expand contributes to economic growth, but when the growth reaches a point, it lowers down.
Time5 379words 2min11
Some bankers are optimistic about the future of banking industry, because it is related to richness, GDP growth and luxury goods.
Obstacle 837words 5min07
Banking industry is not as lucrative as it is before, because new technology has made it possible for investors to trade without banks.

pgjason

1'49"
2'11"
1'32"
1'24"
2'35"

6'45"

Thank you, Elen.

蔚夏lala

2:04’
1:27’   
1:42’  
1:29’   
1:57’   
5:07’   

起风113

楼主辛苦~~字体好大~
大爱经管类啊，今天的好对口
01:48 Bank industry was once regarded as the most declining industry but prospered in the past years, but since crisis it has suffered profit decline, and the future is not so clear.  
01:25 Data suggests that before the crisis banks experience a huge growth at a speed faster than that of GDP, and reasons explaining this growth are positive.  
01:38 Deregulation also played a part in the huge growth. The monetary policy was loose and banks took too much risks.
01:34 Research finds that there is a point before which finance industry growth prompts economic growth but later the growth become slower.   
02:07 Though the current situation is not so good, people hold positive attitudes towards the future of bank industry, because they think the development of bank system in developing country and the fast demand will provide more investment assets and chances.
   
05:17 The bank industry faces challenges: the disappointing economic growth, regulation that require them shrink balance-sheets and force competition.
      Still there are winners and losers. GS，JPM。。。
    Bank’s old days are gone.