【每日阅读训练第四期——速度越障23系列】【23-03】经管

Will_I-AM

妥妥的已经是第二页了么....

shatong424

占座。。。作业
Time 1： 01:00
time 2:     00:49

cherry6891

占座~~~~

1 1:59  the banking market have changed a lot in recent 20 years
  It provided big return to shareholder and the made a lot if money
  The growth and profitability in financial r polarising
2 1:58 the bank size of GDP
the reason the size growth fast is good
3 2:00 the fast growth banking was also related to loosing monetary policy and deregulation of banks and markets
How the bank crisis happen
4 1:43 the expansion of bank-sheets help drives the economic growth
5 2:09 the two experts in banking company hold optimist view of the banking future
Obstacle
5:06
Several factors will hold back the growth of banking industry
  1 low economic growth in most rich country
  2 a raft of regulations such as higher capital standard will slow down the growth of banking

kimwang53

Laurielin 发表于 2013-8-8 01:02
下午来填坑~

yo Miky~ 刚好最近在看suits太喜欢这部剧了！

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1.51
1.26
1.27
1.44
2.05

5.14

lijinglol

占楼~~~~

dericklx4la

2‘00’’

The prosperous days of financial industry have been long gone due to the financial industry.
2‘11’‘
During the burgeoning era, triggered by positive factors, banking assets are many times more than GDP, with an increasing growth rate.
2’00‘’
Deregulation of banks helped accelerate the development of financial industry, but it was excess and made bank to take more risks.
1‘43’‘
The rapid growth of financial industry was driven by the increasing size of balance sheet.
2’40‘’
The financial industry was huge in relation to the economy, but most people were optimistic to its future.

6‘12’‘
The profitable days of banking industry were in the past because of the depressing economy all over the world and the march of progress.

Laurielin

kimwang53 发表于 2013-8-8 07:14
yo Miky~ 刚好最近在看suits太喜欢这部剧了！

嘿嘿！握爪。我从S1一直跟到现在。每次考试都求小麦保佑

renita12

字体看着很舒服~
time1:1'54
time2:1'25
time3:1'44
time4:1'18
time5:2'01
obstacle 5'30
factors hold back the growth and profits of banks
  economic growth decline in rich world
  regulation limits the development of banks
  competition makes banks offer more and charge less
so, winners and losers are both exist
in new situation , several examples of banks
the future of banks

sophia王晗

1'50.37''banking is expangding instead of shrinking but because of the financial crisis, bank industry can not go back to the old days
1'02.32''the unusual bank expanding is caused by increasing worldwide commercial activities
1'18.43''the household loan is another reason for the expanding but the loan may cannot be paid back
1'14.38''the expansion of bank balance-sheets is beneficial to economic growth
1'32.02''most people think the finance industry will grow bigger in the future
obstacle:
4'07.61''the three risks faced by financial industry and the possible banks that can still make more profits,finally the article said that the industry cannot go back to its past most profitable days

dingdingtop

T1: 2'25''62 (283 words)
Finance industry has been declining since the crisis in 2008 and ROE has fallen dramatically. For the future of this industry, there're polarising views on whether it would be getting better.
T2: 1'37''12 (249 words)
Before crisis, the finance industry grew far more faster than GDP. The reason for the fast growth is mostly positive: the big multinational companies need investment banks to help them to expand their business across the world.
T3: 1'52''58 (232 words)
The excess of lending money to households who're apparently unable to payback the loans to make the balance sheet look beautiful is another reason that boost finance industry. Both banks and authorities are responsible to this situation which is out of control.
T4: 1'38''71 (244 words)
The finance banks are expanding to make the balance sheet larger. But when they expanded large enough, the growth will definitely become slower and slower.
T5: 2'00''55 (379 words)
The IBs are turning to developing counntries where economy is growing faster. There're still optimists in this industry who believe that the overall trend of this industry is up and should be at least at the speed of GDP.

Ob:4'54''06 (837 words)
Main idea: The worst thing hasn't come. The IB industry is suffering lower profit and growth rate.
Attitude: Postive
Structure:
     - The depression is lasting longer than expected.
     - The profitable era of bank industry has passed. The most profitable part is gone by the knowledge development and margin is shrinking rapidly.
      - Only those big banks with scale benefits and global networks can still getting profit.
     - But the world can't live without finance industry, so the long term trend is still expectable.