大全－D－16

dhxy

今天刚做了大全D，郁闷得不行，饭也吃不下了。大家帮我看看吧：

16.   Which of the following best completes the passage below?

As long as savings deposits are insured by the government, depositors will have no incentive to evaluate the financial strength of a savings bank. Yield alone will influence their choice of bank. To attract deposits, banks will be forced to offer the highest possible interest rates. And since paying higher rates inevitably strains the financial strength of a bank, ______

(A) the government will be forced o impose limitations on interest rates

(B) deposit insurance will ultimately lead to the financial weakening of many banks

(C) savers will be forced to choose between deposit insurance and higher interest rates

(D) deposits will tend to go to the banks with the greatest financial strength（B）

(E) bank profits will tend to rise to ever-higher levels

答案是B，我选了A，其实这道题挺眼熟得，是不是补充上得？A是不是属于无关啊？

G-CRACKER

OG还是GWD上也有一道政府给银行存款保险的题，不过不是完成句子。

A从原文推不出。B：原文：政府保险==〉银行提高利率吸引储户==〉利率提高限制银行金融能力。即：政府保险最终会削弱很多银行金融能力。

dhxy

哇！太厉害了，全明白了！

greenbow43

还是不懂

A更好 the government will be forced o impose limitations on interest rates以确保银行的financal strength 没有问题

限制利率就是政府保证银行财力的一个措施阿，和原文接得更紧密

znlhy

限制利率只是政府管制的一个可能措施，政府还有可能采取其他措施啊，比如限制存款人的行为。所以A只是题干推理的一种可能但不必然，A不是严格的服从题干的逻辑的。

gonghao

Yield alone will influence their choice of bank

产出影响储户对银行的选择，所以，即使是有政府保险的银行也会提高利率，增加储户的希望值，这些储户看到是政府保险，会不担心这个银行的金融能力。但是因为高利率限制了金融能力，所以保险会使得银行倒闭。

其实如果没有政府的保险，人们会衡量其金融能力，选择与其金融能力相匹配的银行寻求高利率回报，这样反而会使得银行健康发展。

JasonTang

为什么D不对呢？
人们倾向与选择金融能力较高的银行，因而存款会多，好像也是很合理的。

当然B也没有问题，我就是在B和D中徘徊，到现在也不知道那一个更好。

zjflora

以下是引用dhxy在2004-12-12 14:09:00的发言：

As long as savings deposits are insured by the government, depositors will have no incentive to evaluate the financial strength of a savings bank. Yield alone will influence their choice of bank. To attract deposits, banks will be forced to offer the highest possible interest rates. And since paying higher rates inevitably strains the financial strength of a bank, ______

(D) deposits will tend to go to the banks with the greatest financial strength.

since.......，后面的话应该和前句有关联，既然支付高额利率使银行金融能力超极限，所以B政府保险削弱了银行金融力。

如果选D  既然付高额利率使银行金融能力超过极限，所以储户要选高金融力的银行。有些荒谬。

Xunan

up

smartsky11

飞