请教逻辑题一道~

kelebonnie

4. Insurance Company X is considering issuing a new policy to cover services required by elderly people who suffer from diseases that afflict the elderly. Premiums for the policy must be low enough to attract customers. Therefore, Company X is concerned that the income from the policies would not be sufficient to pay for the claims that would be made.

Which of the following strategies would be most likely to minimize Company X’s losses on the policies?
A. Attracting middle-aged customers unlikely to submit claims for benefits for many years.
B. Insuring only those individuals who did not suffer any serious diseases as children
C. Including a greater number of services in the policy than are included in other policies of lower cost
D. Insuring only those individuals who were rejected by other companies for similar policies
E. Insuring only those individuals who are wealthy enough to pay for the medical services

答案选的是A 我想问的是 ，题目中已经说了这种保险是为老人而制定的。可是答案A中却说去吸引中年顾客，这跟题目不是有矛盾吗？  这道题我选的是E 虽然E不是最完美的，但是我觉得要优于A.  请大家帮忙解释一下~万分感激！

蓝蚬蝶

先说E肯定错。不是说wealthy enough保险公司就不用理赔了。只要是投保了，治病就得按比例给人家理赔。我认为题干你就理解错了，cover是包含了，并不是说这保险只能老人用。

life2011GMAT

我是这样理解的，保险公司考虑用一个新policy 专门给老人的，但是 担心收入不够付claim. 所以为了减少损失，就不要专门给老人了，要吸引年轻的加入。

sdcar2010

Good explanation.

先说E肯定错。不是说wealthy enough保险公司就不用理赔了。只要是投保了，治病就得按比例给人家理赔。我认为题干你就理解错了，cover是包含了，并不是说这保险只能老人用。

-- by 会员 蓝蚬蝶 (2011/10/9 17:51:42)

sdcar2010

This policy is not tailor-made for the elderly.  It simply includes these procedures for dieseases most likely occur to the elderly.

我是这样理解的，保险公司考虑用一个新policy 专门给老人的，但是 担心收入不够付claim. 所以为了减少损失，就不要专门给老人了，要吸引年轻的加入。

-- by 会员 life2011GMAT (2011/10/11 0:53:14)

kelebonnie

明白啦，万分感谢~