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In the country of Veltria, the past two years' broad economic recession has included a business downturn in the clothing trade, where sales are down by about 7 percent as compared to two years ago. Clothing wholesalers have found, however, that the proportion of credit extended to retailers that was paid off on time fell sharply in the first year of the recession but returned to its prerecession level in the second year.

Which of the following, if true, most helps to explain the change between the first and the second year of the recession in the proportion of credit not paid off on time?

正确答案: C

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OG12-92急死了

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楼主
发表于 2011-3-16 11:49:53 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
读了很多遍解析就是不能领会其中的意思,if the first year of the recession drove out ........to wholesales.
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沙发
 楼主| 发表于 2011-3-16 11:54:28 | 只看该作者
92. In the country of Veltria, the past two years’ broad economic recession has included a business downturn in the clothing trade, where sales are down by about 7 percent as compared to two years ago. Clothing wholesalers have found, however, that the proportion of credit extended to retailers that was paid off on time fell sharply in the ?rst year of the recession but returned to its prerecession level in the second year.
Which of the following, if true, most helps to explain the change between the ?rst and the second year of the recession in the proportion of credit not paid off on time?
(A) The total amount of credit extended to retailers by clothing wholesalers increased between the ?rst year of the recession and the second year.

(B) Between the ?rst and second years of the recession, clothing retailers in Veltria saw many of their costs, rent and utilities in particular, increase.

(C) Of the considerable number of clothing retailers in Veltria who were having ?nancial dif?culties before the start of the recession, virtually all were forced to go out of business during its ?rst year.

(D) Clothing retailers in Veltria attempted to stimulate sales in the second year of the recession by discounting merchandise.

(E) Relatively recession-proof segments of the clothing trade, such as work clothes, did not suffer any decrease in sales during the ?rst year of the recession.
板凳
 楼主| 发表于 2011-3-16 12:03:53 | 只看该作者
各位大侠帮帮忙  谢谢
地板
发表于 2011-3-16 12:32:20 | 只看该作者
不能及时还贷的第一年都“滚蛋”了,那第二年的还贷率自然恢复正常了
5#
发表于 2011-3-16 12:34:47 | 只看该作者
这题就是说,在大萧条时期,零售商给总的供货商的paid off的Credit在第一年下降,第二年却好转了,这里有一个变化量,那么解释时就把为什么这个量好转的原因说出来,C说的就是第一年大萧条时期,那些信誉不好的零售商,也就是不能及时Paid off credit 的那些零售商被市场给淘汰掉了,那么第二年不就剩下信誉好的了,所以第二年总的供货商发现这个Credit 的paid off的情况好转了

我也是刚开始学,有说的不对的地方,希望NN们多指导~~~
6#
 楼主| 发表于 2011-3-16 19:07:38 | 只看该作者
谢谢了  终于搞懂了  我是把credit意思搞错了  今天超级郁闷   早上教室看书冷死了  中午到下午一直肚子痛 现在好些了  特别是看了解析之后  感觉大家一起在努力  自己不是一个人
7#
发表于 2013-8-6 21:25:53 | 只看该作者
学过一点点创业金融。试着解释一下

credit to retailer 指的是 厂家在批发商品给零售商的时候,往往不会让retail 立即支付货款,而是会给retail一个期限,比如说是30天。如果 retail 在 提完货 10天之内付款了,可能要付的价钱就会打9折,10-20天,打9.5折,最晚30天之内,20-30天,没有折扣。 credit 的期限减少,是 债主 短期融资的一种手段。

当然这道题不需要知道这么多,只要知道 这个指的是retail 给 厂家 付货款的 最长时间就行了。
8#
发表于 2014-4-7 17:30:15 | 只看该作者
如果我没记错的话,LS说的这个折扣的知识点是在中级财务会计中出现过,,而非创业金融。。。。
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