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When interest rates are high, insurance companies reduce the premiums they charge for many kinds of insurance policies. The reason is that insurance companies want to take in as much money as possible in premiums so that they can invest the money at high rates of interest. And premium reductions help achieve this objective, since __________.

Which of the following most logically completes the argument below?

正确答案: C

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请教PREP 1-38

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楼主
发表于 2009-6-20 00:25:00 | 只看该作者

请教PREP 1-38

Which of the following most logically completes the argument below?

 

When interest rates are high, insurance companies reduce the premiums they charge for many kinds of insurance policies.  The reason is that insurance companies want to take in as much money as possible in premiums so that they can invest the money at high rates of interest.  And premium reductions help achieve this objective, since __________.

 

(A) interest rates are likely to decrease when large amounts of money are available for loans

(B) smaller insurance companies are not able to amass enough money to take advantage of investing at high interest rates

(C) insurance companies can sell many more insurance policies if they charge lower premiums than they would if they left premiums unchanged

(D) an increase in the number of policies sold eventually leads to an increase in the number of claims that an insurance company has to pay

(E) the number of claims that insurance companies pay increases at a higher rate than does the number of policies that the insurance companies can sell at the lower premiums

 

为什么B不对呢~~能详细解释下这道题吗~~各位NN帮下忙

沙发
发表于 2009-6-27 23:17:00 | 只看该作者

我也是菜鸟.但我看不出B有什么对的

他说保险公司在利率上升时候,保险公司尽可能的多圈钱以进行投资.

调低保险费以扩大销售.

板凳
发表于 2009-7-2 17:30:00 | 只看该作者
題目:since 後面應該要接有說服力的explanation. 這個解釋要能解釋how do premium reductions help to achieve this object.

(B)smaller insurance company 不等於 insurance company in general. 即使合理,解釋力也不足。
(C)解釋了如果保費降低,會比不降,收進來的錢更多,這些錢就可以用來投資高利率獲利商品,this objective will be achieved.
地板
发表于 2009-9-3 20:29:00 | 只看该作者

请问一下

(E)是什么意思呢?那位好心人帮忙解释一下

 

5#
发表于 2009-9-4 02:30:00 | 只看该作者
以下是引用a9141067s在2009/9/3 20:29:00的发言:

请问一下

(E)是什么意思呢?那位好心人帮忙解释一下

 

B is out of scope.

E is saying:

索赔的增长速度

大于

保险公司卖的用低价卖的保险的增长速度

E is 明显的削弱。

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