之前大家对揽瓜阁精读的反馈很好,就想着自己的时间开始把一些精读的文章根据JJ出题目~ 然后focus上线,IR需求 大家也大。就想着 把揽瓜阁的阅读 逻辑 IR 都放在这贴里打卡
每日的解析在揽瓜阁2024群更新
RC题源:揽瓜阁精读的文章+机经的题目
CR题源:本月中文JJ改编
IR题源: 往届鸡精改编
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阅读:写文章结构、笔记
逻辑:写逻辑链分析
IR:写做题思路和选项分析
【现在你的笔记越全,越能帮助你捋清思路,之后回顾总结。】
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1.CR
答案:
BB
2.RC
What is the primary focus of the passage? A) The competition between hummingbirds and songbirds in Europe. B) The discovery of Eurotrochilus inexpectatus and its implications for hummingbird evolution. C) The coevolution of hummingbirds and European flowers. D) The debate among scientists regarding the classification of hummingbird fossils. E) The techniques used in identifying ancient bird fossils. What feature of Eurotrochilus inexpectatus primarily supports its classification as a hummingbird? A) Its delicate bone structure. B) Its beak shape and wing structure. C) The age of the fossil. D) The location where the fossil was found. E) Comparison with songbirds. The discovery of Eurotrochilus inexpectatus suggests that: A) Hummingbirds originated in Europe, not the Americas. B) Hummingbirds and certain European flowers evolved in mutualistic symbiosis. C) Songbirds were responsible for the extinction of hummingbirds in Europe. D) Modern hummingbirds are not closely related to their ancient counterparts. E) The method of feeding on nectar evolved independently in different bird species According to the passage, what is a speculated reason for the extinction of Old World hummingbirds? A) Climate change. B) Lack of nectar sources. C) Competition with songbirds. D) Predation by larger animals. E) Disease. The passage suggests that further research into hummingbird history should focus on: A) Developing more advanced fossil identification techniques. B) Exploring other regions of the New World for fossils. C) Investigating the coevolutionary relationship between hummingbirds and plants. D) Understanding the migration patterns of ancient hummingbirds. E) Resolving the debate on the classification of hummingbird fossils.
答案:
BBBCD
3.DI
Scenario: Investment Dynamics in China's New Pension Scheme
In 2024, China implemented a revolutionary pension scheme to address its aging population and the sustainability of retirement benefits. Under this new system, individuals are required to contribute a portion of their income to a personal pension account, which can then be allocated across various investment options, including stocks, bonds, and real estate investment trusts (REITs) both domestically and internationally.
The Chinese government, to encourage active participation and diversification, introduced a default investment option that evenly splits contributions between domestic and international assets. Despite this, an aggressive campaign highlighting the recent surge in the Chinese real estate market led to a significant portion of individuals opting heavily for domestic REITs.
Reports from the preceding year showed an unprecedented rise in property values within China, driven by urbanization and policy reforms. However, experts have long cautioned about the volatility and speculative nature of real estate investments.
Data Overview:
Default Strategy Allocation: 50% Domestic Assets, 50% International Assets
Average Annual Return on Default Strategy: 7%
Proportion of Individuals Choosing Over 70% Allocation in Domestic REITs: 65%
Average Annual Return on Domestic REITs (Last Year): 15%
Projected Long-term Annual Return on Domestic REITs: 3%
Which cognitive bias most influenced the investment decisions favoring domestic REITs?
A. Status quo bias
B. Overconfidence bias
C. Availability bias
D. Home bias
Based on the scenario, what would have been the rational choice for investors seeking to maximize their retirement savings?
A. Following the government’s default investment option.
B. Investing heavily in domestic REITs based on last year's performance.
C. Allocating all contributions to international assets.
D. Avoiding real estate investments entirely.
What potential risk is associated with the heavy preference for domestic REITs?
A. Inability to diversify investment risks.
B. Exceeding the government's contribution limit.
C. Undermining the effectiveness of the default investment strategy.
D. Overexposure to international market volatility.
If the trend of investing heavily in domestic REITs continues, what long-term impact could it have on individual retirement savings?
A. Increase in the overall savings due to higher returns.
B. Decrease in savings due to potential market corrections.
C. Stabilization of the real estate market.
D. Reduction in the reliance on government pension support.
答案:
CAAB
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