【揽瓜阁 外刊精读7.0】Day4 2021.04.15【社会科学-商业、商业】

famerica

day4

zcling

不行，不能便总结边看，太慢了
商业的类型就是生词少哇

wangminghan

第一篇：
阅读时间13， 总结17分钟
Core：
The risks of vaccine passports may exacerbate the inequity between poor and rich, developed and undeveloped.

Excerpt:
Yet what sounds like a practical solution to an unprecedented problem opens the door to a host of ethical and legal concerns.
But a Covid passport program would require unprecedented global coordination, spurring myriad efforts to offer one.
There is a huge disparity in availability and access between high income and low- and middle-income countries,” says Mark Ecc

Words:
no

第二篇：
阅读6‘30’’，总结5分钟
Core：
Post collateral can help the banks to pick out low-cost firms to approve their loans.
Excerpt:
However, low-cost firms can signal their information using collateral only if high cost firms find it unprofitable to mimic low-cost firms by posting collateral, too.
For a high-cost firm, the cost of putting up collateral is much higher than for a low-cost firm because the firm knows it is more likely to default.

Jack.Lu

The Jabs vs. The Jab-Nots - Vaccine passports risk leaving behind the poorest and most vulnerable

1.主旨
疫苗护照背后的深层次影响

2.段落
P1：介绍疫苗护照现象
P2：引入主旨，疫苗护照可能带来不平等，坏处更多
P3-4： 疫苗护照早就有，而且应该是全球合作.况且很多饭店以及公司都会要求出示疫苗护照
P5-8：疫苗接种带来的问题及影响
         1.还有大量的人等待接种
         2.developing countries，有可能没办法接种导致以及不断，病毒变异
         3.developed world，young people and older 造成不平等，因为 older 打了疫苗
         4.不打疫苗可能不能就业
P9：总结 a passport system could become  " a breeding ground for civil rights issues".

3.生词
jab：v. （用……）戳，刺，捅；（拳击时用拳）猛击；猛推，猛按
        n. 戳，刺，捅；（尤指用拳）猛击；（英，非正式）皮下注射（尤指接种疫苗），预防针；刺痛的感觉（或感情）；批评，攻击
attest：vt. 证明；证实；为…作证
           vi. 证明；作证
bearer：n. 持票人；[建] 承木；[机] 托架；送信人；搬运工人；不记名（债券，股票等）
myriad：adj. 无数的；种种的
            n. 无数，极大数量；无数的人或物
directive：n. 指示；指令
              adj. 指导的；管理的
vast swaths of：大量的
two-tier system：双轨系统
disparity：n. 不同；不一致；不等
exacerbate：加剧
specter：n. 幽灵；妖怪；恐怖之物
stick at：v. 坚持；犹豫；努力做

4.句子
The counterargument is that lockdown measures have also drastically increased inequality as people have lost jobs, struggled with child care, and been forced to live much of their lives virtually.

5.时间
8m，20m，28m

Firm and Bank

1.主旨
解释抵押物在公司贷款中作用

2.段落
P1：collateral帮助银行区分 P NPV和N NPV
P2：背景及收费原因
P3：最初的方案，先调查，获得贷款收费。 结果，获得贷款的会补贴不获得贷款的公司的调查费用，Low-cost知道会承担调查费，因为容易获得贷款
P4：为了避免承担费用，low-cost firms post collateral，区分high-cost firms
P5：解释为什么high-cost firms 不愿意提供 collateral，以为他们可能会失败
P6：最终结果，post collateral>> low-cost firms>> no evaluation and fees
                      no post collateral>> high-cost firms>>evaluation and fees>>P NPV

3.生词
collateral：n. 抵押品，担保品；旁系亲属
               adj. 附属的；旁系的；并行的
recoup：vt. 收回；恢复；偿还；扣除
            vi. 获得补偿；请求扣除
end up：结束；死亡
subsidize：vt. 资助；给予奖助金；向…行贿
net present value：[金融] 净现值，现在净价值；纯现价

4.句子

5.时间
6m，30m，36m

miemie_yang

第四天打卡

Leonado7

打卡

tony_j.sp

day4 2021/04/15

N0ire

Day 4 打卡

JOEY要上博科尼

时间10min&5min

英语爱我我爱英语

day 4