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金融危机以来有关美国中产阶级的16个惊人事实

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楼主
发表于 2011-4-30 21:10:06 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
 导读:美国的中产阶级在过去3年中遭受了巨大的打击,留在他们身后的一连串的房屋止牍、无数的失业和遭受摧残的健康。以下数据出自美国《大西洋月刊》,它们可以体现出这种打击的范围和强度。  以下为全文摘译:
  1、全美33%的男性在去年处于失业状态。美国人口中男性总数的66.8%拥有工作。这一数据处于有记录以来的最低点,原因是经济衰退和人口老龄化的双重作用。
  2、全美74%的人口将减少支出。由于各项物价的上涨,从谷物到汽油,74%的美国民众将会减少他们的日常支出。食品和能源通胀可能成为2011年最重要的经济问题之一。
  3、汽油价格在今年几乎已经上涨1美元。在过去2个月内,美国原油价格每桶已经上涨20美元,汽油价格在今年几乎从每加仑3美元涨至每加仑4美元。
  4、地产税提高。彭博社数据显示,美国一个家庭的地产税中值在2005年为1614美元,现在为1917美元。虽然企业税在全国范围内有所下降,各州和地方税收总量实际上几乎增长了16%。
  5、数百万美国人未能按时缴付房贷。2011年3月的调查显示美国1/3的业主所欠的房贷数额高于他们的房屋价值。另有53%的人称他们的房屋价值高于他们的贷款。
  6、典型的遭遇止牍的业主已有1年半未还房贷。今天,遭遇止牍的业主平均17个月未还房贷。两年前,房屋被迫收回的业主平均11个月未还房贷。
  7、全美13%的房屋处于闲置状态。美国全国房屋的闲置率超过了13%,而缅因州则以23%的闲置率名列全美第一。在被金融危机严重打击的佛罗里达州和亚利桑那州,房屋闲置率各为17%和16%。
  8、贫困儿童数量在2年里增加了200万。生活在贫困线以下的儿童数量在过去两年内大约增长了200万。这是政府在经济衰退期间的反贫困支出大幅上涨的原因。
  9、美国超过半数的雇员每周收入不及500美元。Tax.com的数据显示美国薪金水平的中值已经降至26261美元,这意味着美国半数的雇员周薪为505美元,相对2000年水平减少了37美元。
  10、美国信用卡债务总量提高了800%。美国目前信用卡债务总量相对30年前增长了8倍多。原地踏步的工资水平和宽松的信用让美国中产阶级在进行一些基础性的支付时也选择了信用卡。
  11、美国学生贷款数额达9000亿美元。美国人所欠的学生贷款总量目前已经超过9040亿美元,这是有史以来的最高记录。FinAid.org估计全美学生贷款上涨的速度为每秒2853.88美元。
  12、美国破产人数增长了100多万人。150万美国人在2010年申请破产,这一数据已经连续四年上涨。
  13、美国有上百万人没有医疗保险。在过去十年中,美国没有医疗保险的人数已经从380万人增长520万人。
  14、医疗费用引发了美国民众60%的破产。即便是拥有医疗保险的人日子也不好过。美国60%的个人破产是由于医疗费用过高所致,这些破产多发生于已经置业的中产阶级家庭。
  15、家庭财富减少了23%。美国家庭净资产中值在2007年至2009间下降了23%。CNN的报道显示美国家庭财富净值中值从2007年的12.5万降至2009年的96000美元。
  16、美国25%的家庭所有的家庭财富为0,甚至为负值。美国大约有25%的家庭目前的家庭财富为零或者为负值。在2007年,这一数据为18.6%。
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沙发
发表于 2011-5-8 17:32:59 | 只看该作者
这些数字都是真底吗?好吓人啊!
板凳
 楼主| 发表于 2011-5-8 20:51:39 | 只看该作者
http://www.theatlantic.com/business/archive/2011/04/16-amazing-facts-on-the-middle-class-squeeze/237949/

16 Amazing Facts on the Middle Class Squeeze
By Michael Snyder
Apr 28 2011, 9:20 AM ET6


Editor's note: The last three years have decimated the middle class, leaving behind a trail of foreclosures, joblessness and devastated wealth. To illustrate the range of suffering, Michael Snyder, editor of editor of The Economic Collapse blog, assembled a collection of statistics that paint a full picture of the crisis.

The figures below measure both the impact of the recession and the aftermath. For example, not only did household wealth decline 25% during the recession, but also foreclosures and bankruptcies have continued to steamroll average families even as the economy has grown for more than a year.

As you read this, millions of parents across the country are trying to explain to their children why their homes are being taken away. Even more are waiting to hear from hundreds of resumes sent into an economy that's barely producing jobs. Many cities are dealing with housing vacancies and unemployment not seen in decades.

The average American family is under more economic stress right now than at any other time since the Great Depression. Here are 16 statistics that explain how and why.

33% of Men Don't Have Jobs

Last year, just 66.8% of the U.S. male population was employed. This was the lowest figure on record, the combination of a bad economy and an aging population.

74% of Americans Will Buy Less

Seventy four percent of Americans will slow down their spending in coming months due to rising prices on everything from corn to gas. Food and energy inflation could be one of the major economic issues of 2011.

Gas Up Nearly $1 This Year

The price of U.S. crude oil has risen $20 a barrel over the last two months, and the price of gas has nearly jumped from $3 a gallon to $4 a gallon this year.

Property Tax Creep

In 2005 the median property tax on a home in the United States was $1,614. It's now $1,917, Bloomberg BusinessWeek reported. In 2010, while corporate income taxes fell across the country, total state and local tax revenue actually increased nearly 16 percent.

8 Million Americans Behind on Mortgage

A March 2011 poll found that a third of homeowners owe more on their mortgage than their house is worth. Another 53 percent said their homes are now worth more than the money they borrowed to buy it, the Hill reported.

Typical Homeowner in Foreclosure Hasn't Paid Mortgage in 1.5 Years

Today, the average U.S. homeowner being foreclosed upon has not made a mortgage payment in 17 months. Two years ago, the average U.S. homeowner that was being foreclosed upon had not made a mortgage payment in 11 months.

13% of All Houses Are Empty

The national vacancy rate is over 13%, and Maine is leading the way with 23% of its housing stock empty. In Florida and Arizona, two states rocked hard by the recession, vacancy rates are 17% and 16%, respectively.

Children in Poverty Up 2 Million in 2 Years

The number of children living in poverty has gone up by about two million in the past two years. This is one of the reasons why automatic anti-poverty spending has increased dramatically in the recession.

Half of American workers Earn Less Than $500/Week

Tax.com has reported that the median wage has declined to $26,261, meaning half of all workers made $505 a week or less -- $37 less than in 2000.

Credit Card Debt Up 800%

Total U.S. credit card debt is more than 8 times larger than it was just 30 years ago, as stagnating wages and broader credit have pushed and pulled the middle class toward putting their basic payments on plastic.

$900 Billion in Student Loan Debts

Americans now owe more than $904 billion on student loans, which is a new all-time high. The site FinAid.org estimates that total student loan debt is increasing at a rate of about $2,853.88 per second.

1.5 Million More Bankrupt

One and a half million Americans filed for bankruptcy in 2010, the fourth consecutive increase in yearly bankruptcy filings

52 Million Uninsured

Over the last decade, the number of Americans without health insurance has risen from about 38 million to about 52 million

Medical Bills Behind 60% of Bankruptcies

Even the insured suffer. Medical bills are behind more than 60 percent of all personal bankruptcies in the United States, and most of those bankruptcies are among middle-class homeowners.

Household Wealth Falls 23%

Between 2007 and 2009 median household net worth in the United States fell by 23 percent. CNN reported that the median net worth of households fell from $125,000 in 2007 to $96,000 in 2009.

25% of Households Have Zero or Negative Net Wealth

Almost 25 percent of all U.S. households now have zero or negative net worth -- in 2007, that number was just 18.6 percent.
地板
发表于 2011-6-23 00:18:37 | 只看该作者
这些数字都是真底吗?好吓人啊!
-- by 会员 scallet (2011/5/8 17:32:59)



是真的。
5#
发表于 2011-6-28 03:13:19 | 只看该作者
感觉美国的华人生活的都不错啊。工作也相对来说好找啊,怎么会这么差?我们这个省,单身平均收入46000元。家庭平均收入98000元。怎么比美国高这么多?文中应该是说的税后收入吧?
6#
发表于 2011-6-28 13:06:02 | 只看该作者
哎哎   可惜 都是这样
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