先贴原文
Incontrast to(强对比,出取非题) traditionalanalyses of minority business, thesociological analysis contends that minority business ownership is a group-level phenomenon, in that it is largelydependent upon social-group resources for its development. Specifically具体的(从笼统到具体,说明第二句比第一句重要),this analysis indicates that supportnetworks支援网络 play a critical(+) role in starting and maintaining minoritybusiness enterprises by providing ownerswith a range of assistance, from theinformal encouragement of family members and friends to dependable sources of labor and clientele客户 fromthe owner’s ethnic group民族团体 (ethnic group: n.同种同文化之民族). (主题句)Such self-help networks*1*2,which encourage and support ethnic minority entrepreneurs, consist of “primary” institutions(新名词,注意后面解释), thoseclosest to the individual in shaping his or her behavior*1Aand beliefs*1C. They are characterizedby the face-to-face association andcooperation of persons united by ties of mutual concern. They form anintermediate social level between the individual and larger “secondary” institutions based on impersonalrelationships公事公办. Primary institutions comprising the support network*1 include kinship*1B, peer, and neighborhood*1D or community subgroups.(暂时不看,如有和列举有关的排除题再看) A major functionof self-help networks is financial support.Most scholars agree that minority business owners have depended primarily on family funds and ethnic community resources for investment capital. Personal savings have been accumulated, oftenthrough frugal living habits that require sacrifices by the entire family andare thus a product of long-term family financial behavior. Additional loans and gifts from relatives,forthcoming because of group obligation rather than narrow investmentcalculation, have supplemented personal savings. Individual entrepreneurs donot necessarily(修饰because) rely on their kin because they cannot obtain financial backingfrom commercial resources. They may actually avoid banks because(可暂时不看,但要记住这里讲过了不从银行借钱的原因) they assumethat commercial institutions either cannot comprehend the special needs ofminority enterprise or charge unreasonably high interest rates. Withinthe larger ethnic community, rotating credit associations*3 have been usedto raise capital. These associations are informal clubs of friends and othertrusted members of the ethnic group who make regular contributions to a fundthat is given to each contributor in rotation. One author estimates that 40percent of New York Chinatown firms established during 1900-1950 utilized such associations as their initial source ofcapital*3B*3C. However, recent immigrants and third or fourthgenerations of older groups now employ rotating credit associations only occasionally*3E to raise investmentfunds. Some groups, like Black Americans, found other means of financialsupport for their entrepreneurial efforts. The first Black-operated banks were created in the late nineteenthcentury as depositories (depository: n.存放处)for dues (due:n. [复]应付款)collected from fraternal or lodge groups, which themselves had sprung fromBlack churches. Black banks made limited investments in other Blackenterprises. Irish immigrants*8 inAmerican cities organized many building and loan associations to providecapital for home construction and purchase. They, in turn, provided work for many Irish home-buildingcontractor firms*8D. Other ethnic andminority groups followed similar practices in founding ethnic-directedfinancial institutions.
对第三题的C选项有些疑问:
. Which of thefollowing can be inferred from the passage about rotatingcredit associations? (A) They were developed exclusively by Chineseimmigrants. (B) They accounted for asignificant portion of the investment capital used by Chinese immigrants in NewYork in the early twentieth century. (C) Third-generation members ofan immigrant group who started businesses inthe 1920’s would have been unlikely to rely on them. (D) They were frequently jointendeavors by members of two or three different ethnic groups.(B) (E) Recent immigrants still frequently turnto rotating credit associations instead of banks for investment capital.
C选项哪里有问题呢? in the 1920's 正好对应文章里的older group啊。。 为什么不对呢?
参考答案是B。。
求牛牛解答啊!!!跪谢!!!!!
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