PREP08 71

abc791201064

71.   

Inorder to improve the long-term savings rate of its citizens, Levaska’sgovernment has decided to introduce special savings accounts.  Citizens can save up to $3,000 a year inspecial accounts without having to pay tax on the interest, unless theywithdraw money from the account before they reach the age of sixty-five.  If they do withdraw any money before thatage, they have to pay tax on the accumulated interest and a penalty.

Whichof the following, if true, most seriously threatens the success of thegovernment’s plan?

A.The banks and financial institutions where the special accounts will be heldlobbied hard for their introduction.

B.Nearly all workers in Levaska can already save money in tax-free accounts throughtheir workplace.

C.For the past ten years, Levaskans have been depositing an ever smallerpercentage of their income in long-term savings.

D.Many Levaskans continue to work beyond the age of sixty-five.

E.In certain circumstances, such as a serious illness, the government plans towaive the penalty on early withdrawals from the special accounts.、、、、、

答案是B

B 感觉是最靠谱的一个 但是我感觉还是不靠谱
我觉得workers也可以是很小一部分 这样B完全就木有说服力了啊TAT  跟workers毛关系TAT

Vivian1091

题目中说的是citizens，B中说的是worker。我理解的是 worker 应该是citizen的一部分吧，而且是很大的决定性的一部分。worker把钱存到工作的单位了，失去了worker这部分客户，这个方案就失败了。
不过我做题的时候真没想到这个区别。。。

abc791201064

Vivian1091 发表于 2013-8-5 21:27
题目中说的是citizens，B中说的是worker。我理解的是 worker 应该是citizen的一部分吧，而且是很大的决定性 ...

差中选优 但是B 感觉太不靠谱了 诶

Vivian1091

helr笔记中的内容，最近在研究这个，粘过来参考

71.        

In order to improve the long-term savings rate of its citizens, Levaska’s government has decided to introduce special savings accounts.  Citizens can save up to $3,000 a year in special accounts without having to pay tax on the interest, unless they withdraw money from the account before they reach the age of sixty-five.  If they do withdraw any money before that age, they have to pay tax on the accumulated interest and a penalty.

Which of the following, if true, most seriously threatens the success of the government’s plan?

A. The banks and financial institutions where the special accounts will be held lobbied hard for their introduction.
B. Nearly all workers in Levaska can already save money in tax-free accounts through their workplace.
C. For the past ten years, Levaskans have been depositing an ever smaller percentage of their income in long-term savings.
D. Many Levaskans continue to work beyond the age of sixty-five.
E. In certain circumstances, such as a serious illness, the government plans to waive the penalty on early withdrawals from the special accounts.





1.        由问题问法得知，此题是评估类的题目。

2.        找到前提和结论：

结论句是：Levaska’s government has decided to introduce special savings accounts.

3.        判断推理模式：

首先排除类比和统计枚举，由于原文中涉及了方案，所以考虑一下是否是方案推理。但是发现，“方案”（to introduce special savings accounts）在原文中被论证过。即原文中认为这个方案可以刺激存款是有原因的。所以该题目为因果模式推理。


前提（因）是：“特殊账户可以让公民存的长期存款在一定额度上免税，若提前支取，需要支付税费和罚款”
结论（果）是：“为了增加公民的长期存款率，政府决定引入特殊储蓄账户”


4.        找到答案方向：
因果模式推理有两个CQ：
CQ1：因果概括问题。
CQ2：干扰因素问题。

因果类型的题目，答案选项必须说出一个因的可导致结论可信度的变化的特点或者是直接涉及到因果之间的联系。

选项分析：

A.        特殊账户所在的银行和金融机构努力地劝服大家应用该账户。该选项并非“因”的特点，无论银行们努力推广与否，公众都会可以因不收税而增加长期存款，故而不会影响结论的可信度。
B.        Correct. 几乎所有Levaska的工作者都可以在他们工作的地方将钱存在免税的账户中。该选项涉及“因”的特点，可以令“因”中的刺激因素失效，从而影响结论的可信度。属于CQ2：干扰因素问题。
C.        在过去的10年中，Levaska人把更少比例的收入存储在长期账户上。该选项显然并非“因”的特点，不会影响结论的可信度。
D.        许多人在六十五岁后仍然工作。该选项显然不涉及“因”的特点。
E.        在某些特殊的情形下，比如疾病，政府打算取消掉因提早支取而带来的罚款。该选项涉及“因”中的一定惩罚措施的减少。但是并不能影响结论的可信度。即无论是不是所有人都罚款，只要能免税，就可以增加公民的长期存款率。

abc791201064

Vivian1091 发表于 2013-8-5 22:03
helr笔记中的内容，最近在研究这个，粘过来参考

71.        

谢谢您把答案贴了啊  我还是不懂 为啥B 是答案 虽然是相比最好的