资本类文章求解

jiline

The function of capital markets is to facilitate an exchange of fundsamong all participants, and yet in practice we find that certain participants are not on a par withothers. Members of society

have varying degrees of market strength in terms of information they bringto a transaction, as well as of purchasing power and creditworthiness, as defined by lenders.

For example, within minority communities, capital markets do not properlyfulfill their functions;they do not provide access to the aggregate flow of funds in the UnitedStates. The financial

system does not generate the credit or investment vehicles needed forunderwriting economic development in minority areas. The problem underlying this dysfunction isfound in a rationing

mechanism affecting both the available alternatives for investment and theamount of financial resources. This creates a distributive mechanism penalizing members ofminority groups because

of their socioeconomic differences from others. The existing systemexpresses definite socially based investment preferences that result from the previous allocation ofincome and that influence

the allocation of resources for the present and future. The system tendsto increase the inequality of income distribution. And, in the United States economy, a greaterinequality of income

distribution leads to a greater concentration of capital in certain typesof investment.

看得头晕，看完也不明白说了些什么，请问有什么办法能够较容易的理清这类文章的思路么？

babybearmm

这类文章困难的话，多读economist, NYT，或者看经济方面的英文教材，比如Mankiw那本
以上，切身体会。