Bankdepositors in the United States are all financially protected against bankfailure because the government insures all individuals' bank deposits. An economist argues that this insurance ispartly responsible for the high rate of bank failures, since it removes fromdepositors any financial incentive to find out whether the bank that holds theirmoney is secure against failure. Ifdepositors were more selective, then banks would need to be secure in order tocompete for depositors' money.
Whichof the following, if true, most seriously weakens the economist's argument?
(A)Before the government started to insure depositors against bank failure, therewas a lower rate of bank failure than there is now.
(B)When the government did not insure deposits, frequent bank failures occurred are result of depositors' fears of losing money in bank failures.
(C)Surveys show that a significant proportion of depositors are aware that theirdeposits are insured by the government.
(D)There is an upper limit on the amount of an individual's deposit that thegovernment will insure, but very few individuals' deposits exceed this limit.
(E)The security of a bank against failure depends on the percentage of its assetsthat are loaned out and also on how much risk its loans involve.
这道题的选B,但我怎么看B怎么像加强。我是这样想的:既然B说如果政府不提供担保的话,存款者的损失恐惧就会让银行XX掉,说明depositors还是有选择性的啊~~~混乱了,求拍@@ |