请教 这道题的翻译

麻集爱

Questions 130-131 are based on the following.

Bank depositors in the United States are all financially protected against bank failure becausethe government insures all individuals' bank deposits. An economist argues that this insuranceis partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.

If depositors were more selective, then banks would need to be secure in order to compete for

depositors' money.

130. The economist's argument makes which of the following assumptions?

(A) Bank failures are caused when big borrowers default on loan repayments.

(B) A significant proportion of depositors maintain accounts at several different banks.

(C) The more a depositor has to deposit, the more careful he or she tends to be in selecting

a bank.

(D) The difference in the interest rates paid to depositors by different banks is not a

significant factor in bank failures.

(E) Potential depositors are able to determine which banks are secure against failure.

这是og给的解释:  

Giving potential depositors a financial incentive to select only secure banks will not lead to increased bank security unless the potential depositors can distinguish banks that actually are

secure from those that are not. Choice E is a statement of this prerequisite and is thus the best

answer.

谁能看懂. 解释怎么和题目相反?? 大家都是怎么做这题的???

dashasha

原文说，存钱的人的利益被政府保护，于是有个经济学家说这样不好吧，其实政府这种保护是造成银行失败的原因之一，因为政府保护让存钱的人没有动机去挑选哪家银行比较保险。看见了吧？这里有个逻辑JUMP，所以只有E说这些存钱的人有能力知道哪家银行保险，那么这个经济学家的说法才能站得住啊。

麻集爱

哦！明白了　谢谢ｍｍ

tulipmontreal

这个问题的类似思路很典型 DASHASHA解释的很好!