求助 PREP1 78 没有讨论过的题

tracycyc

78.   (24029-!-item-!-188;#058&000661)



To improve the long-term savings rate of the citizens of Levaska, the country's legislature decided to implement a plan that allows investors to save up to $1,000 per year in special accounts without paying taxes on the interest earned unless withdrawals are made before the investor reaches age sixty-five.  Withdrawals from these accounts prior to age sixty-five would result in the investor's having to pay taxes on all the accumulated interest at the time of withdrawal.

Which of the following, if true, most strongly supports the prediction that the legislature's plan will have its intended effect?

A. The money saved in the tax-free savings accounts will be deposited primarily in those banks and financial institutions that supported the legislation instituting the plan.

B. The majority of people choosing to take advantage of the tax-free savings accounts will withdraw their money prior to age sixty-five.

C. A significant number of the citizens of Levaska will invest in the tax-free savings accounts well before they reach the age of sixty-five.

D. During the ten years prior to implementation of the plan, Levaskans deposited an increasingly smaller percentage of their annual income in long-term savings accounts.

E. People who are not citizens of Levaska are not eligible to invest in the tax-free savings accounts, even if their income is taxable in Levaska.

我选了D,但是答案C,我也觉得怪怪的

题目大致,我是这么理解的,请各位牛牛们帮忙看看,我想的对不?

为了improve saving rate ,一个国家打算提出一个计划，就是允许投资者每年存1000美金不用付税,前提是不能在65岁前提出这些钱,否则投资者要付到65岁时候,这些钱的利息.

要求哪项支持计划的效果?

C项怎么理解啊?

tracycyc

UPUP!

jodiewang

排除法好像比较好：
a讲免税帐户里的钱归谁管 不能说明为什么plan好
b削弱 大家65岁钱都把钱提走了 plan刺激长期存款的目的就没了
d前10年中长期存款率一年比一年低 只是现象而已 并不说明newplan就能解决这个问题
e讲非公民 很无关
c讲大部分公明都愿意在65岁前网免税帐户里存钱 那plan的目的---增加长期储蓄---就能达到了

cynthia627

这个很简单，你看他说促进长期投资有了一个刺激方法，但是有一个附加条件，就是65岁之前提走这笔钱很不划算。那么就针对这个附加条件加强咯~ 要是所有的人都65岁以后才存这个款，既优惠又不受限制，岂不糟糕？所以排除这种可能，加强咯~

tracycyc

谢谢楼上两位了，明白了~

bonfin

逻辑差到无语。。

bonfin

决策类的题，plan是否有用有两种情况：1.不会做别的事，会按决策说的做。OG上有道题讲垃圾填埋的。2.之前不会有别的因素已经导致结果产生。