四大mm职业生涯求助~！

Silina

大家好！

[此贴子已经被作者于2009-2-22 15:54:42编辑过]

Silina

谢谢ls提供的信息。

其实我也想过去美国读mba，但是感觉目前的经历（顶多还有个财务证书）似乎没有outstanding之处，且申请准备还要两年时间（以四大的繁忙程度，考gt都耗时长久），而我已经不能忍受四大目前的生活了，转行也要乘早吧。最后一个问题是，百万的学费对于将来读出来想去商业银行的我来说，不知道要还多少年了；而商业银行对于无银行从业经验的top mbaer又能给予什么level的职位呢。。。~

卢伯卿

小女，26岁，单身，国内知名院校本科毕业，在四大工作了三年。......初步的设想是去商业银行工作，为此的代价是放弃三年的工作和这一行的积累，因为本身四大的业务和银行没有融合点（转银行的话我一定不会去做会计或内审工作，我想做银行的核心业务），.......现在的问题是怎样转行，想过两条路：国内脱产mba和国内研究生。前者的好处是人脉的积累和综合素质的提高，缺点是感觉商业银行对于国内mba似乎并不钟情，尤其中资银行看重专业，mba可能会被认为金融知识不够（这一点请教银行业的前辈，对于mba中资银行会给予核心职位吗，以前没有银行业经验的话）。后者国内研究生，优点是商行的认可度，缺点当然是脱产准备一年的压力和三年的机会成本。

.......从银行业的角度看，建议考什么样的专业呢（经济、金融or会计类）？是不是外资银行只要是经管院的专业就可以，而中资银行偏重经济学院的专业？

Hi, don't know whether I am qualified to give comments, but I'd like to share with you my opinions. Hope it helps.

1) Ignore the following words if they offend you. You are already 26, but still single. If you study further, you will be even older. So, think twice. Ask yourself what the right timing is for a business or graduate school.

2) What do you mean by core business in a commercial bank? I guess it is urgent to find what your interest lies in first.

3) Your work experience at Big 4 firms is a big plus if you apply for accounting-related positions. While the careers you like may be not completely
focused on finance and accounting skills, you will nonetheless find yourself looking at financial information more often than you would expect. I've enumerated some specific functions for accountants as follows: budget analysis, cost estimation, loan analysis and approval, financial analysis, personal financial advisory, tax examination, etc.

    I wonder whether you've obtain CICPA qualification. If not, I strongly suggest you get it, rather than resign and prepare for entrance exams for graduate school. In addition, why not try CFA? My friend in HSBC is also preparing for it, and CFA designation is a big plus when you apply to finance-related positions in foreign-owned banks.

4) As I know, there is a sub-line focusing on banking industry in advisory dept at big 4 firms. Why not try a function switch? Work experience on banking advisory will better prepared you for a successful career in commercial banks.

5）Finally, let's discuss MBA or a master degree. MBA in finance is also highly appreciated by stated-owned banks. I know one from my univ won a contract with BOC Head office, with an annual salary of 300k. And his work experience is not prominent compared to yours in Big 4 firms. "是不是外资银行只要是经管院的专业就可以，而中资银行偏重经济学院的专业？" It is totally wrong and ridiculous. Forget it. "后者国内研究生，优点是商行的认可度，", I have to tell it is just your thought, only your thought.

Sorry, I talk too much. Hope it is of help to you.

Silina

以下是引用卢伯卿在2009-2-15 22:47:00的发言：

小女，26岁，单身，国内知名院校本科毕业，在四大工作了三年。......初步的设想是去商业银行工作，为此的代价是放弃三年的工作和这一行的积累，因为本身四大的业务和银行没有融合点（转银行的话我一定不会去做会计或内审工作，我想做银行的核心业务），.......现在的问题是怎样转行，想过两条路：国内脱产mba和国内研究生。前者的好处是人脉的积累和综合素质的提高，缺点是感觉商业银行对于国内mba似乎并不钟情，尤其中资银行看重专业，mba可能会被认为金融知识不够（这一点请教银行业的前辈，对于mba中资银行会给予核心职位吗，以前没有银行业经验的话）。后者国内研究生，优点是商行的认可度，缺点当然是脱产准备一年的压力和三年的机会成本。

.......从银行业的角度看，建议考什么样的专业呢（经济、金融or会计类）？是不是外资银行只要是经管院的专业就可以，而中资银行偏重经济学院的专业？

非常感谢您很好心地给了我这么多的建议！我相应说说我的一些情况和想法吧，如下：

Hi, don't know whether I am qualified to give comments, but I'd like to share with you my opinions. Hope it helps.

1) Ignore the following words if they offend you. You are already 26, but still single. If you study further, you will be even older. So, think twice. Ask yourself what the right timing is for a business or graduate school.

这点您考虑得很周到也很实在，呵呵。不过您知道我single的原因吗，进四大三年来我总共认识的新人不超过我本科时一年认识的新人数，圈子封闭至此，简直无以复加。所以最糟的情况就是这样了，如果一直呆下去，可以预见将来不要说个人问题，连社交圈子都培养不起来。

2) What do you mean by core business in a commercial bank? I guess it is urgent to find what your interest lies in first.

这点您说的很对，我会努力去发现。

3) Your work experience at Big 4 firms is a big plus if you apply for accounting-related positions. While the careers you like may be not completely
focused on finance and accounting skills, you will nonetheless find yourself looking at financial information more often than you would expect. I've enumerated some specific functions for accountants as follows: budget analysis, cost estimation, loan analysis and approval, financial analysis, personal financial advisory, tax examination, etc.

    I wonder whether you've obtain CICPA qualification. If not, I strongly suggest you get it, rather than resign and prepare for entrance exams for graduate school. In addition, why not try CFA? My friend in HSBC is also preparing for it, and CFA designation is a big plus when you apply to finance-related positions in foreign-owned banks.

CPA其实再过几个月就差不多了。至于CFA，这个对于进银行业确实很有帮助，不过要考三年，呵呵，我已经不能忍受再有三年呆在四大做井底之蛙的生活了。。。

4) As I know, there is a sub-line focusing on banking industry in advisory dept at big 4 firms. Why not try a function switch? Work experience on banking advisory will better prepared you for a successful career in commercial banks.

您说的确是的，那个应该是投行业务吧。除去这个部门本身就比我现在的更忙之外，我也想过冲进去，拼一年再出来，可是现在金融危机，他们部门都没生意，不砍人就不错了，我还能转进去吗。。

5）Finally, let's discuss MBA or a master degree. MBA in finance is also highly appreciated by stated-owned banks. I know one from my univ won a contract with BOC Head office, with an annual salary of 300k. And his work experience is not prominent compared to yours in Big 4 firms. "是不是外资银行只要是经管院的专业就可以，而中资银行偏重经济学院的专业？" It is totally wrong and ridiculous. Forget it. "后者国内研究生，优点是商行的认可度，", I have to tell it is just your thought, only your thought.

这点我明白啦。不过我想你的朋友没有相关银行经验但能够拿到offer的话应该还是有一些过人之处的吧（比如人脉资源或者某些领域的经验？），能否叙述一下也供指明我的努力方向？

Sorry, I talk too much. Hope it is of help to you.

您说了这么多太让人感动啦，最后衷心向你表示感谢！：）

卢伯卿

Lol. I am just a fresh undergraduate, as well as an entry-level staff at Big 4 Chinese firms. Sorry I didn't mention it earlier.

Why u r still single is not that important. But I suggest u participate in some social activities. It is fun, and u will have chance to makes friends with more people in other industries, rather than solely sissies in big 4. Lol.

“至于CFA，这个对于进银行业确实很有帮助，不过要考三年，呵呵，我已经不能忍受再有三年呆在四大做井底之蛙的生活了。。。”

Make it clear that u r pursuing a career for life, not for the following years. So, never too late to learn.

 

“那个应该是投行业务吧。除去这个部门本身就比我现在的更忙之外，我也想过冲进去，拼一年再出来，可是现在金融危机，他们部门都没生意，不砍人就不错了，我还能转进去吗。。”

No, I was talking about management advisory towards banking industries.

U should learn to wait. Yep, the whole economy suffered a lot and may be even worsened. So why not enjoy the god-given free time for relax and recharge? Lol.

 

Finally, I’d like to tell u I graduate from a polytechnic univ. with a B.E. degree. And I even failed to pass National Computer Rank Exams Band 2. But I won offers from both Big 4 and a leading foreign software company. If I can make it, why can’t you?

 

However, your work experience & education background are both perfect for an accounting-related position. Sure enough, different positions require different quality and w/e. I suggest you investigate the specific JD (job descriptions) of the position u r fond of first.

 

Best luck！！！

modern

我這邊也多嘴一下

能不能認識新朋友雖然跟工作有關係  但並不是那麼絕對的關係

而會不會SINGLE也不一定跟認識新朋友的數目大小有絕對關係

我也有在四大的姐妹認識的男人們一年四五十個跑不掉)

(還有投行的姐妹 數字不下於上頭的)  她們有SINGLE的  也有很甜蜜的  真的是看人了

所以  這不能說跟工作有絕對的掛勾  關鍵是每個人有不同REACH OUT的方式  而妳也許沒有把這當做一個FOCUS   所以也沒有去REACH OUT  

很多非常FOCUS在CAREER上的人往往忽視了這部份    但這部份  其實也是CAREER的一部份

Silina

以下是引用卢伯卿在2009-2-15 23:41:00的发言：

Lol. I am just a fresh undergraduate, as well as an entry-level staff at Big 4 Chinese firms. Sorry I didn't mention it earlier.

呵呵原来你是小朋友啊，不过感觉挺老成的呵~

Why u r still single is not that important. But I suggest u participate in some social activities. It is fun, and u will have chance to makes friends with more people in other industries, rather than solely sissies in big 4. Lol.

是好主意啦，不过工作会忙得参加社交的时候都很稀少的呵呵，能保证睡眠已属不易啦。

“至于CFA，这个对于进银行业确实很有帮助，不过要考三年，呵呵，我已经不能忍受再有三年呆在四大做井底之蛙的生活了。。。”

Make it clear that u r pursuing a career for life, not for the following years. So, never too late to learn.

 确实应该学习的，其实换一种状态也正是为了有时间向着正确的方向去学习。

 确实应该学习的，其实换一种状态也正是为了有时间向着正确的方向去学习。

“那个应该是投行业务吧。除去这个部门本身就比我现在的更忙之外，我也想过冲进去，拼一年再出来，可是现在金融危机，他们部门都没生意，不砍人就不错了，我还能转进去吗。。”

No, I was talking about management advisory towards banking industries.

四大没有管理咨询业务的，所谓的advisory部门是做投行业务的。

U should learn to wait. Yep, the whole economy suffered a lot and may be even worsened. So why not enjoy the god-given free time for relax and recharge? Lol.

 现在的情况还是很忙的，差别是没有加班费了。。。

 现在的情况还是很忙的，差别是没有加班费了。。。

Finally, I’d like to tell u I graduate from a polytechnic univ. with a B.E. degree. And I even failed to pass National Computer Rank Exams Band 2. But I won offers from both Big 4 and a leading foreign software company. If I can make it, why can’t you?

 我当年也made了你这两个offer，但是现在感觉很suffer,如果你是个新四大人的话，真的祝你好运~

 我当年也made了你这两个offer，但是现在感觉很suffer,如果你是个新四大人的话，真的祝你好运~

However, your work experience & education background are both perfect for an accounting-related position. Sure enough, different positions require different quality and w/e. I suggest you investigate the specific JD (job descriptions) of the position u r fond of first.

 谢谢你的建议，其实你乐观向上的积极态度是非常可贵的，在此也祝福你取得成功！

 谢谢你的建议，其实你乐观向上的积极态度是非常可贵的，在此也祝福你取得成功！

Best luck！！！

卢伯卿

Never call me“小朋友”！I hate it, for it makes me sick.

I never regard myself as a "小朋友"，but a man who takes reponsibility, who is willing and to face challenges in life and who never speaks like a molly.

There does be a management advisory sub-line in Advisory Dept. In ****, it is named performance improvement. And I have a friend in PI sub-line, who is assigned into financial group, which deals with financial companies, esp commercial banks.

iamchenguo

四大经理主要是项目经理吧 需要销售吗  项目不都是合伙人拉的嘛 销售职能起码要高级经理巴