大全中的一道题, 求解答

caopp

大全testD 16

Which of the following best completes the passage below?

As long as savings deposits are insured by the government, depositors will have no incentive to evaluate the financial strength of a savings bank. Yield alone will influence their choice of bank. To attract deposits, banks will be forced to offer the highest possible interest rates. And since paying higher rates inevitably strains the financial strength of a bank, ______

(A) the government will be forced o impose limitations on interest rates

(B) deposit insurance will ultimately lead to the financial weakening of many banks

(C) savers will be forced to choose between deposit insurance and higher interest rates

(D) deposits will tend to go to the banks with the greatest financial strength

(E) bank profits will tend to rise to ever-higher levels

这个题的答案是B， 想不通，归根是没读懂claim中的内容，大家谁对此题熟悉，给解答一下啊

crazecat123

题干说deposit insurance让人们变懒了（不去看银行的财政实力，而只看哪家银行给的利息高）。 银行为了给出高的利息来吸引客户而增加了自己的财政压力。  答案就是这两个连起来，deposit insurance最终会削弱银行的财政实力。

caopp

看了2楼的解释------豁然间开朗，真是太感谢了