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Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective.then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

正确答案: E

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OG-130的问题是什么意思?

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楼主
发表于 2007-10-29 23:59:00 | 只看该作者

OG-130的问题是什么意思?

130. Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective, then banks would need to be secure in order to compete for depositors' money. 

The economist's argument makes which of the following assumptions?

(A) Bank failures are caused when big borrowers default on loan repayments.

(B) A significant proportion of depositors maintain accounts at several different banks.

(C) The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank.

(D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.(E)

(E) Potential depositors are able to determine which banks are secure against failure.

 请教:“ The economist's argument makes which of the following assumptions?”这句是什么意思?

 请教:“ The economist's argument makes which of the following assumptions?”这句是什么意思?


[此贴子已经被作者于2007-10-30 0:13:36编辑过]
沙发
发表于 2007-10-31 14:35:00 | 只看该作者
经济学家在做这个结论时的假设是什么?
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