[求助]两道题～～～求解

Anniesmiling

1. Technically a given category of insurance policy is underpriced if, over time, claims against it plus expenses associated with it exceed total income from premiums. But premium income can be invested and will then yield returns of its own. Therefore,an underpriced policy does not represent a net loss in every case.

The argument above is based on which of the following assumptions?

A. No insurance policies are deliberately underpriced in order to attract customers to the insurance company offering such policies.

B. A policy that represents a net loss to the insurance company is not an underpriced policy in every case.

C. There are policies for which the level of claims per year can be predicted with great accuracy before premiums are set.

D. The income earned by investing premium income is the most important determinant of an insurance company's profit.

E. The claims against at least some underpriced policies do not require paying out all of the premium income from those policies as soon as it is earned.

选E

2.Canadians now increasingly engage in "out-shopping" which is shopping across the national border, where prices are lower. Prices are lower outside of Canada in large part because the goods-and-services tax that pays for Canadian social services is not applied.

Which one of the following is best supported on the basis of the information above?

A. If the upward trend in out-shopping continues at a significant level and the amounts paid by the government for Canadian social services are maintained, the Canadian goods-and-services tax will be assessed at a higher rate.

B. If Canada imposes a substantial tariff on the goods bought across the border, a reciprocal tariff on cross-border shopping in the other direction will be imposed, thereby harming Canadian businesses.

C. The amounts the Canadian government pays out to those who provide social services to Canadians are increasing.

D. The same brands of goods are available to Canadian shoppers across the border as  are available in Canada.

E. Out-shopping purchases are subject to Canadian taxes when the purchaser crosses the border to bring them into Canada.

选A

求解啊求解～～谢谢大虾了！

Hae

飞牛的解题思路是：

1.理论上，over time,如果CLAIMS+相关支出超过保费的总收入，一项特定保险政策的价格就被低估了。但是保费收入可以用做投资并因此产出回报。所以，被低估的保险政策并不总是净损失。

可以用NOT+选项看是否削弱。（我也希望看到各位更精确的分析）

第二题A有点绕，但是看明白了还是挺好的选项，这道题我有选项不好排除，还是请牛人解答吧。