放弃PHD还是不放弃，恳求帮忙

missing

本人来美国3年，现在的专业是计算物理（PHD），还有两年毕业。

现在已经拿到了哥伦比亚fanancial engineering的OFFER，一直都在考虑去不去读。

不去的理由: 1.哥大读书需要6万的贷款，经济压力很大，并且以前又没工作经验，也担心能不能顺利找到工作。读完以 后，如果能顺利找到工作，大概一年半应该也能还清贷款。

                    2.朋友都说不读完PHD可惜，毕竟在这三年也发过两篇文章；

                    3现在的专业主要搞计算，跟金融也有一定的联系。

去的理由： 1本人自身实在不爱好物理，目标就是毕业能去华尔街找金融方面的工作。

                    2老板不同意选Finance的课；

                    3不想再浪费两年的时间，已经没有时间浪费。

这里的N人很多，本人现在实在是很迷茫，想请N人们帮忙分析一下我的情况。

非常感谢。

Highwaystar

I thought you already made up your mind before you applied.

Follow the instinct of your heart.

missing

其实我最想的是finance的PHD，但是没有拿到。

所以现在才犹豫

Highwaystar

Is the title "PhD in Physics" that important to you if you don't wanna be a Professor?

Besides, most top PhD in Finance programs lead to academia, which is certainly not your destiny.

If I were you, three choices:

1. Go for Columbia bravely. Try to be the best in the class and get some interns before graduation and finally get a good position on the st.

2. Stick to Physics, but start preparing looking for a quant job on the st. Search relating infors. Enhance math & programming abilities. Learn some finance knowledges by myself. Better to pass the CFA exam.

3. Wait for another year and apply. But that's the last thing to think about.

cmao717

读完再申phd~

or找finance相关的intern

leighyao

I think the firms on street recruit PhD Physics/Math guys. A finance degree is not very necessary sometimes. But you need to do your homework to explore such opportunities.

newbon

model大多是math physics的phd做的，楼主既然学了一半了就“一竿到底吧”。不用什么MFE华尔街照样要你

missing

Actually, the title PhD in physics is not important to me at all. What I am considering here which way give the best career trends in finance.

Also I have considered Highwaystar's three choices before. For top finance PhD,I can not take the risk of waiting for another year for they are so competetive.

For second choice,I have good math and programming background, which my major of computational physics focus on. Also I can pass the CFA exam for I already have some background in finance.

For the first choice,it may lead to my career plans directly. You are right, I should stand out in the class and find some internships to locate a good job.Actually I even think about to apply a MBA degree in Columbia or NYU after 4 to 5 years' work experience.

Now the concern for second choice is that my graduate school's(Georgia Institute of Technology) physics is just so so. Also according experts in Wall Street(Columbia professor who used to work in Goldman Sach),it is kind of hard to find a job by PhD in physics there.So many FE students each year and who knows the economy in two years.Though I don't have to worry about Postdoc position, but that is not I want.

The concern for your first choice is that loan is always a burden.Moreover,some students may find a job with starting salary $6K.Then it will be a real problem for me.

In the end, you are right, my instinct push to jump out the Physics major. I never thought of other ways for I am always naive and busy to get married.

Thanks for all your guys! Please continue

zenger

以下是引用missing在2006-4-12 10:38:00的发言：

去的理由： 1本人自身实在不爱好物理，目标就是毕业能去华尔街找金融方面的工作。

还是简单探讨一下你的一个观念吧。

“本人自身实在不爱好物理”——完全可以接受；但不能得出“本人自身爱好金融”的中间结论；更不能明确“目标就是毕业能去。。。的工作”而不是“学校教金融或做研究”。

还是先考虑好自己的真实喜好吧。

如果真的是渴望那街的风景，说明你是个风险偏好的人，完全可以在现在开始启动你的冒险之旅。

如果只是想摆脱现在的学习生活，建议你好好考虑。

mechanics

以搂主的条件都拿不到finance phd的offer，我也就可以感到安慰了。呵呵。

现在数学、物理博士想找金融工作的多的是，相比他们，金融工程并不占什么优势，这是我在华尔街工作的前同事说的，她本人有一个金融工程硕士和纽约大学的数学硕士，成绩和英文几乎无可挑剔，但是刚毕业的时候也只能找到做金融资讯、交易系统的工作，而不是真正的金融工作，虽然那家公司非常著名。不过如果楼主真的那么厌恶物理，那还是转了吧，否则的话我觉得还是不要轻易放弃。我另一个同事哥大金融工程毕业后直接回国了，不过不知道是因为找不到工作还是因为想回国，可能是后者吧，因为她家里有钱。