大全-18-8请教

lemonee

8. Consumers in California seeking personal loans have
  fewer banks to turn to than do consumers elsewhere
  in the United States. This shortage of competition
  among banks explains why interest rates on personal
  loans in California are higher than in any other region
  of the United States.

  Which of the following, if true, most substantially
  weakens the conclusion above?
  (A) Because of the comparatively high wages they
      must pay to attract qualified workers. California
      banks charge depositors more than banks else-
      where do for many of the services they offer.
   
  (D) The proportion of consumers who default on
      their personal loans is lower in California than
      in any other region of the United States.
答案是A我选D这题明明说的是PERSONAL LOANS.并没有提到DEPOSITORS.而且A 选项不能消弱呀？请指点！

fyhllj

以下是引用lemonee在2003-9-19 12:26:00的发言：
  答案是A我选D这题明明说的是PERSONAL LOANS.并没有提到DEPOSITORS.而且A 选项不能消弱呀？请指点！

这是他因法削弱，指出是因为人员工资成本的原因，而不是This shortage of competition
   among banks导致贷款利率高

lemonee

谢谢你的回答!

我同意你的思路。可是A选项中，说，人员工资成本高，bank charged depositor more.
depositor 和personal loan 是一个概念吗？收depositor 多，就能说明higher rate of personal loan 吗？

八戒

do for many of the services they offer

注意这句话，这就和personal loan连起来拉！！

这道题的推导方向是因果形，依旧符合ETS的思路，他因解释前提！

lemonee

谢谢两位的耐心解答。懂了。

snowjing

以下是引用八戒在2003-9-19 14:15:00的发言：
r

注意这句话，这就和personal loan连起来拉！！

这道题的推导方向是因果形，依旧符合ETS的思路，他因解释前提！

为什么"fo for many of the services they offer"可以和"personal loan"联系起来?

如果是高工资而不是"shortage of competition"是原因的话, D也可以作为原因呀.

因为A其实也加了另一个前提: higher wages than banks elsewhere do;

所以D个人贷款的人比其他州少, 需要的charge多, 也可以作为削弱的原因.

请大家指教!

snowjing

up!

snowjing

都20天啦,还每人回答,是不是我的问题有点牛角尖?

dreamerps

同问啊~~~``

dreamerps

请问D的who default on their personal loans 是什么意思啊？是没寻求贷款的还是不还贷款的啊？为什么不选D呢？