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【揽瓜阁 外刊精读7.0】Day4 2021.04.15【社会科学-商业、商业】

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发表于 2021-4-14 22:03:31 | 只看该作者 回帖奖励 |正序浏览 |阅读模式
  揽瓜阁俱乐部第七期
  Day4 2021.04.15

【社会科学-商业】The Jabs vs. The Jab-Nots - Vaccine passports risk leaving behind the poorest and most vulnerable
(Bloomberg -952 字 长精读)

On March 15, Britain’s Parliament turned to the question of the moment: how to reopen pubs, cinemas, and soccer stadiums. Almost half the adult population, after all, has gotten a Covid-19 shot, and Prime Minister Boris Johnson has declared that the end of the crisis “really is in sight.” At the heart of the discussion was the “vaccine passport,” a smartphone app or a slip of paper that would attest to inoculation, granting bearers the freedom to travel, go to concerts and cafes, or even just return to the office. Yet what sounds like a practical solution to an unprecedented problem opens the door to a host of ethical and legal concerns. “It would mean passes for the pub,” Conservative MP Steve Baker thundered in a parliamentary debate. “I did not think that is the society that we wished to live in.”

Politicians, ethicists, and epidemiologists worldwide are grappling with the same issue. As
vaccine rollouts accelerate in the U.K., U.S., and beyond, how do we open up safely, letting people who have protection and are demonstrably Covid-free return to pre-pandemic life without risk to the rest of the population? More important, how do we do that in a way that’s equitable, because passports could easily benefit the wealthy and more fortunate while leaving behind minority groups and the poor. “There’s an important sense that we’re all in this together, and it’s only as a society that we get out, but if you allow some people to have freedoms and privileges but not others, it may erode that sense of solidarity,” says David Archard, chair of the Nuffield Council on Bioethics in London. “There are clear benefits, but I think on balance the potential risks and harms outweigh the gains.”

Providing proof of vaccination isn’t new. Many tropical and subtropical countries require travelers to show they’ve been inoculated against yellow fever, and others demand a polio vaccine certificate from at least some travelers. But a Covid passport program would require unprecedented global coordination, spurring myriad efforts to offer one. The nonprofit Commons Project and the World Economic Forum have talked with officials from 52 countries about the so-called CommonPass, aimed at returning travel and trade to pre-crisis levels. The International Air Transport Association, the airline trade group, is working on a similar idea. The European Union has outlined plans for digital certificates for travelers. U.S. airlines have pushed the White House to set standards for health passes.

Even without government directives, businesses such as restaurants and theaters may take the lead and require customers to show they’ve been vaccinated. But companies that implement measures such as “no jab, no job” policies risk legal challenges, University of Oxford professors Christopher Dye and Melinda Mills wrote on March 19 in the journal Science. “Freedom of choice for individual employees, set against a firm’s duty and preference for the care of all staff, might be tested in court,” they wrote.

The biggest concern for many health advocates is access to vaccines. More than three months after the first shots were approved for use in Britain, differences in vaccination rates are stark. Although the U.K. has given at least one dose to more than 40% of its population, and the U.S. to about a quarter, vast swaths of the globe are still waiting, with just 10 countries accounting for three-fourths of all the vaccines administered. “There is a huge disparity in availability and access between high income and low- and middle-income countries,” says Mark Eccleston-Turner, a law and infectious disease specialist at Keele University in England. “If we then attach vaccine passporting to that, we’re going to end up with a very clear two-tier system.”

The lag threatens to leave developing countries even further behind. Without vaccines, those countries risk repeated waves of infection and new variants. The use of passports could exacerbate “vaccine nationalism,” making efforts to strengthen health systems and speed up immunizations even more urgent, says Nicole Hassoun, a professor at Binghamton University in New York. “Vaccine inequity is a huge problem that is potentially made worse by this system,” she says.

In the developed world, the prospect of passports raises the specter of a new generation gap. For most of the past year, young people have been asked to remain socially distanced from friends—for their own health, of course, but even more for that of older, more vulnerable people. Because the elderly have been the first to get vaccinated, they would presumably be among the first to get passports, leaving young people stuck at home while Grandma and Grandpa jet off to Sardinia or Santorini.

Lacking a passport could hinder access to job and business opportunities, too, particularly for migrants and the young, who aren’t prioritized for vaccines, says Chetan Kapoor, co-founder of Safe Travel Barometer, an Indian company that tracks health and safety measures. For people who have been offered jobs or admitted to universities abroad, he suggests a protocol allowing inoculations in the destination locale. “Younger people in almost all countries are at the bottom of the list,” Kapoor says. “It creates a really binary world between the haves and the have-nots.”

The counterargument is that lockdown measures have also drastically increased inequality as people have lost jobs, struggled with child care, and been forced to live much of their lives virtually. Some form of pass to hasten the return to normal would let many of those people get back on their feet. For now, soaring unemployment and widening socioeconomic gaps mean passes make sense even if they favor some groups over others, says Maya Fried of the Association for Civil Rights in Israel. But longer term, a passport system could become “a breeding ground for civil rights issues.”


【社会科学-商业】Firm and Bank
( WSY -495 字 短精读)


【笔记格式要求】
同学们精读这 2 篇文章并进行笔记打卡

精读笔记格式要求:
1.总结文章中心大意
2.总结分论点或每段段落大意
3.摘抄印象深刻或者觉得优美的句子
4.总结文章中的生词
5.记录阅读时间、总结时间、总时间

这里也给大家三点学习小建议哦~
精读:如遇到读不懂的复杂句,建议找出句子主干,分析句子成分,也可以尝试翻译句子来帮助理解~



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53#
发表于 2022-8-7 13:07:04 | 只看该作者
全文大意:
第一段:主题 -- 抵押物能够帮助银行识别公司项目的NPV
第二段:公司贷款 -- 当公司进行贷款的时候,公司已经明确了这个项目的运作成本、产生的NPV、成功的可能性,这些信息银行在调查的时候也能够发现
第三段:银行调查 -- 银行只会对那些已经被允许贷款的公司进行调查,并收取费用,以避免银行通过调查手段进行牟利
第四段:抵押物作用 -- 提供抵押物是一种公司显示自己对于项目成功非常有信心的标志,因为一旦公司的项目失败,抵押物就会归银行所有
第五段:结果 -- 当高运作成本公司发现提供抵押物对于公司是不利的时候,高运作成本公司就不会提供抵押物,最终的结果就是低运作成本公司和高运作成本公司被区分开来
第六段:补充 -- 对于提供抵押物的公司,银行不会做出仔细调查,因为仔细调查很可能不会改变结果;对于不愿意提供抵押物的公司,银行会进行仔细调查
52#
发表于 2021-8-20 11:28:00 | 只看该作者
妥妥 发表于 2021-8-18 11:47
小高这个表格好棒呀

hhhhh参考当年欢仔的做的
51#
 楼主| 发表于 2021-8-18 11:47:35 | 只看该作者
清影嘿嘿 发表于 2021-8-17 12:06
day4  wsy 这篇文章好像不是我的涉猎范围之内,翻译起来极其困难,不知道在说些啥

...

小高这个表格好棒呀
50#
发表于 2021-8-17 12:06:09 | 只看该作者
day4  wsy 这篇文章好像不是我的涉猎范围之内,翻译起来极其困难,不知道在说些啥

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49#
发表于 2021-4-22 14:53:19 | 只看该作者
补打卡

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48#
发表于 2021-4-17 22:27:35 | 只看该作者
第一篇

疫苗护照看起来是可实施的解决办法但存在着道德和法律的问题。
带来社会的不平等,利大于弊。
疫苗证明以前就存在,需要全球协调。
公司招聘中如对疫苗接种有要求,可能会有法律风险。
发展中国家更加落后,加剧疫苗不平等的问题。
发达国家会导致年龄分化问题。
移民者和青少年会因不是优先接种疫苗而导致无法工作或失去商业机会。
总结疫苗护照在短期内合理,但长期会慢慢导致民权不平等。

immunizations 免疫接种

阅读时间:15min
精读时间:40min

第二篇

Screening role of collateral-- bank distinguish between NPV+/-
Explain:
High/low operating costs firms looks identical before bank investigates.
Recoup the evaluation cost—bank charge fee (loans are approved)—subsidize the firms(loans are not approved)—low-cost firms (more likely to be approved) subsidize the high-cost firms.
To avoid--Low-cost firms offer post collateral (lost it-project fails)—signal information—risky is not large.
However ONLY 高成本公司模仿低成本 公司无利可图时 可用。
Bank distinguish H/L-L willing to post collateral-approve

NPV net present value净现值
operating costs生产费用
Recoup 扣除
Subsidizing 补贴
post collateral 后抵押品

阅读时间:40min
47#
发表于 2021-4-16 19:14:01 | 只看该作者
4.16补4.15的任务

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46#
发表于 2021-4-16 16:53:23 | 只看该作者
七 Day4 补打卡~

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45#
发表于 2021-4-16 13:40:06 发自 iPhone | 只看该作者
补卡 Day4

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