问题，谢谢！

superkun

Consumers in California seeking personal loans have fewer banks to turn to than do consumers elsewhere in the United States. This shortage of competition among banks explains why interest rates on personal loans in California are higher than in any other region of the united states
a.Because of the comparatively high wages they must pay to attract qualified workers, California banks charge depositors more than banks elsewhere do for many of the services they offer
b.Personal loans are riskier than other types of loans, such as home mortgage loans, that banks make
c.Since bank deposits in California are covered by the same type of insurance that guarantees bank deposits in other parts of the united states, they are no less secure than deposits elsewhere
d.The proportion of consumers who default on their personal loans is lower in California than in any other region of the united states
e.Interest rates paid by California banks to depositors are lower than those paid by banks in other parts of the united states because in California there in less competition to attract depositors
我做时虽然选到了正确答案a，但是用的排除法。题段说的是银行间缺乏竞争导致贷款利率升高，而答案却在说depositor（那么应是存款利率），不太相关吧
请各位指点一下

深海的小美人鱼

depositor在这里储户的意思

[此贴子已经被作者于2003-11-25 22:40:02编辑过]

番茄炒蛋

嗨呀，这个超级困怎么连金山糍粑都没有装呢
有劳小鱼了，呵呵

superkun

我没写明白？！
我知道是储户，向储户收取费用高于其他地方银行，怎么作为 导致贷款利率升高 的又一个
原因的呢？还是不太明白，一个是存，一个是贷。

superkun

多谢小鱼jj，还望继续赐教。
炒蛋兄，是super坤，不是super困，这道题很简单吗，还是我思维混乱？

深海的小美人鱼

小鱼现在变成超级困了，因为一晚上没睡着啊
等明天早晨帮你看好了
现在我不知道自己会不会说话都语无伦次

深海的小美人鱼

Consumers in California seeking personal loans have fewer banks to turn to than do consumers elsewhere in the United States. This shortage of competition among banks explains why interest rates on personal loans in California are higher than in any other region of the united states
a.Because of the comparatively high wages they must pay to attract qualified workers, California banks charge depositors more than banks elsewhere do for many of the services they offer
b.Personal loans are riskier than other types of loans, such as home mortgage loans, that banks make
c.Since bank deposits in California are covered by the same type of insurance that guarantees bank deposits in other parts of the united states, they are no less secure than deposits elsewhere
d.The proportion of consumers who default on their personal loans is lower in California than in any other region of the united states
e.Interest rates paid by California banks to depositors are lower than those paid by banks in other parts of the united states because in California there in less competition to attract depositors

好吧，小鱼再看看。

全文大意是说 银行缺乏竞争解释了贷款利率上升。因为银行也必须付高额的工资吸引高素质的员工，所以加州的银行收取的服务费比其他地方高。
可是我有点没明白你的题目意思，这里是完成句子还是解释原因呢？ 题目要求是什么你怎么没贴呢？
如果是完成句子，看完所有的选项，只有A提及和原文相关的信息，这个就是答案。如果是解释原因，那么你的题目没写完全。

[此贴子已经被作者于2003-11-26 18:17:35编辑过]

superkun

sorry，我贴时弄掉了
要求是which of the following ，if true，most substantially weakens the conclusion above
多谢小鱼jj，辛苦啦，注意休息哦，我希望眼里的小美人鱼永远水灵！：）

深海的小美人鱼

这个不就是用它因排除法么。结论说的是因为银行竞争少导致高利率。A说的是为了付高工资所以很多服务的费用都比别的银行高，这里应该包含贷款利率啊。

小鱼长此以往，水灵不在，555555555555555

superkun

啊！茅塞顿开，谢谢