【求助】请问最新prep CR1-78

To improve the long-term savings rate of the citizens of Levaska, the country's legislature decided to implement a plan that allows investors to save up to $1,000 per year in special accounts without paying taxes on the interest earned unless withdrawals are made before the investor reaches age sixty-five.  Withdrawals from these accounts prior to age sixty-five would result in the investor's having to pay taxes on all the accumulated interest at the time of withdrawal.

Which of the following, if true, most strongly supports the prediction that the legislature's plan will have its intended effect?            

A. The money saved in the tax-free savings accounts will be deposited primarily in those banks and financial institutions that supported the legislation instituting the plan.

B. The majority of people choosing to take advantage of the tax-free savings accounts will withdraw their money prior to age sixty-five.

C. A significant number of the citizens of Levaska will invest in the tax-free savings accounts well before they reach the age of sixty-five.

D. During the ten years prior to implementation of the plan, Levaskans deposited an increasingly smaller percentage of their annual income in long-term savings accounts.

E. People who are not citizens of Levaska are not eligible to invest in the tax-free savings accounts, even if their income is taxable in Levaska.

答案是C，那如果刚好在65岁前存的话65岁之后取钱利息还是不收税的，那怎么保证会是long-term savings 呢   实在是不明白，请NN们指教~~

首先我觉得这是个有意思的问题。你是想说，如果大家全是64岁存65岁取，就达不到提高长期利率的效果，是吧。哈哈

但是A significant number of the citizens of Levaska 你觉得大多数市民会都是64岁吗？

应该是不会的吧。

一起探讨

是提高市民中间长期存款的比例吧

也就是长期存款的人越来越多

因为要一直存到65岁才有利，所以用这个存款方式的人不会在65岁前取出来，所以就达到了长期存款的目的，越多人用这个存款，长期存款的人数比例也就越高

小生愚见，请斑竹和大N指正