都懒得贴全题目,只能我来贴了。 130. Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective, then banks would need to be secure in order to compete for depositors' money. The economist's argument makes which of the following assumptions? (A) Bank failures are caused when big borrowers default on loan repayments. (B) A significant proportion of depositors maintain accounts at several different banks. (C) The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank. (D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures. (E) Potential depositors are able to determine which banks are secure against failure. 我对这题的理解是D根本和题目没有多大关系。经济学家的推论是一直基于客户对银行的生存能力的判断上的。虽然我们的常识可以告诉我们利息率对银行有一定影响,但是这不是题目里面给出的东西。我觉得大多ETS逻辑题不要我们自己去推测题目没有给出的条件。另外,D取非,并不能导致推论的不成立。D不是个假设。 |