讨论一下og4，如何豁然开朗？

4. Insurance Company X is considering issuing a new policy to cover services required by elderly people who suffer from diseases that afflict the elderly. Premiums for the policy must be low enough to attract customers. Therefore, Company X is concerned that the income from the policies would not be sufficient to pay for the claims that would be made.
Which of the following strategies would be most likely to minimize Company X’s losses on the policies?
A. Attracting middle-aged customers unlikely to submit claims for benefits for many years.
B. Insuring only those individuals who did not suffer any serious diseases as children
C. Including a greater number of services in the policy than are included in other policies of
lower cost
D. Insuring only those individuals who were rejected by other companies for similar policies
E. Insuring only those individuals who are wealthy enough to pay for the medical services

答案为a ，很清楚。其他各项除了c 外，都想明白了。

我认为c，在保险中包括更多服务项目，是可能吸收更多policyholder的，故可以增加收入，也是对的。

怎样排除c呢？谁让我醍醐灌顶，豁然开朗呀?谢谢

这里的A提到，

A. Attracting middle-aged customers unlikely to submit claims for benefits for many years.

那么过了这些年呢，被Claim的概率还是要大阿。

怎么能说降低了损失呢？其实就是东墙补西墙的过程阿。

我是不是有点牛角尖了。百四不得其解。

了解了，呵呵。谢谢！

其实就是个单客户投入产出百分比的问题。

醍醐灌顶！