【Native Speaker每日综合训练—42系列】【42-19】经管

wangyilin

主页菌 发表于 2014-10-12 09:59
wow, where had you been?
you've gone for more than 36Hrs, when will u come back? hope it won't ta ...

I'm sorry ~
I really forgot it !

wangyilin

主页菌 发表于 2014-10-12 09:59
wow, where had you been?
you've gone for more than 36Hrs, when will u come back? hope it won't ta ...

额...我刚刚找到了我的帖子～凌晨发的

zhl2007

打卡啦
SPEED：
03:33 the current situation of the house property in China and whether it will affect international market
02:37 the falling price of housing in China may not have such a huge influence on the international market
02:40 HK housing market also faces the falling of the price
01:11 the companies would slow construction according to market conditions
02:59
OBSTACLE:
07:35 the current situation of housing market in the UK and how UK will solve the problems
关于房地产的主题感觉自己读的还是挺不顺利的。。。中间很多都没有很明白的样子

lzhang06

出发去上海 finger cross
TIme2
Real property bubble would not blown in long term. Because restrictions cause slowdown, and the debt ration is 4th lowest in Asia.
Time3
Mismatch of supply and demand cause large gosttown in 2ed and 3rd tier cities. High proce also cause wealthy gap in large
cities. However,increased money flow out of China to international market.Low property yields and influence of collopse
is insulated from the rest of world.
Time4
Oversullpy of property market cause developers have to clear inventries by the use of price cut and promotion.However,
tight motegage policy reduce credits and consumers hold waiting attitutes.
Time5
small property companies face profits warnings,influenced by unrecovery sales and inventories.
but large companies would schculed to complete programs.
Time6
Second and top ties cities all face over-inventories. During the process of clear, the price of house would come down.
Now real easte companies adopt policies to attract consumers.
Time7
Housing prices in LD increase because over demand.High loanto income ration reflects heating confidence.
Government adopted 3 policies to limit household borrowings.But these policies cannot solve the radical issue.

GiannaWEN

wensd1111 发表于 2014-10-10 13:19
Part III: Obstacle

Managing Housing-Market Risks in the United Kingdom iMF direct | Jul ...

wensd1111 早在挖掘机的经管里，就想赞你啦！这次的文章，选的也是极好的。也是我的短板，读起来很吃力。但是很感谢有这样的机会。obstacle生词少，反而没太多障碍。6min for obstacle, 200 words/min for speed

increase of UK house price: why?+macroeconomic policies response
usually, income increase+ mortgage credit, but both no sign, so why?
demand-supply
UK gov 3 policies: banks' buffers, underwriting standards, household lending X borrowing allowances
loan-to-income:lenders(banks) hav flexibility to allocate the risk
macroprudential
main problem is supply, policies just deal with demand, like tax, rental market.
so fully understand the nature of Q is helpful. ultimately, policital n social consesus to built more!

chenlang4869

time2+3 4'19
The prices of property in China have declined  and cause fear of many people that the declining will have an impact on the second-largest economy country- China. However, that kind of fear is overstated. Yet many things still have to be done by the chinese government to match the supply and demand of the properties.

time 4+5+6 4'45
New regulations have forced the property-developers to start their projects even facing the fact that the supply has already exceeded the demand. Many researches have found that it will take more than one year for many cities to clear out the properties inventories. Cities such as Shenyang and Qingdao will take more than two years to do so.

Obsltacles 5'14
The article talks about 2 important things: How does the government do to mitigate the financial risks about the increasing prices of houses in UK and what is the reason behind the increase of the prices? The government has already made some measurement to control the risk of rapidly increase of house prices. The accelerating prices of house explain in a large part by a structural  undersupply of house in the areas where demand is high.

啊呀呀二十风

obstacle:5'39
the background about the UK housing market.
analyzing the reason why UK faces the housing-market risks and what policies the government implemented in the housing market.