【每日阅读训练第四期——速度越障14系列】【14-02】经管

ElenW

谢谢spencerX 嘻嘻 来补一补作业吧！
SPEED
Time1(2:21)
Time2(1:48)
Time3(1:50)
Time4(2:11)
Time5(1:30)
OBSTACLE(7:27)喔~~~难啊~~

xueluanfei

斑竹大人一出手，阅读量和难度马上飙升啊，一种被虐的快感。。（捂脸）
开心在出勤榜上看见了自己的名字。这个月19号二战。不知道这个月马上要考试那几天能不能一直坚持了~不过考完了无论考得怎么样都还会回来的。感觉阅读能力真的提高了很多呢。

1.1'57 "Sequester cut " will take effect soon. Companies project this won't severly impact them. Also, they tell investors don't worry about this at all.
2.1'53 In fact, the sequetration will impact significantly on the companies and the overal ecomony. Companies started to prepare for the coming sequetration, but they don't know what will happen.
2.5[extra]4'02 Companies doesn't  belive the sequetration will happen. Because when they would like to send out the lay-off notifications last year, US labor department stop tem from doing so. But finally the sequetration will come and it will impact the whole industry severly. And this has hurt the job growth rate in V. People who will be laid off need to face very difficult situations.  
3.1'56 Do lunch together help negotiations? Can people achieve the maximum profits on both side when they have lunch together and talk about the business? The author conduct a expiriment to research.
4.2'11 The author find that eating together do increase the profits for 12%. But eating while doing a team project such as playing a jigsaw puzzle cannot increase the profits. The author presents the increased glucose level and the unconscious mimic behavior are the reasons for the increased profits.
5.1'50木有看太懂啊。。it seems that the big four banks need to pay compensations to their customers, because they miscaculated their interest rate....
5.5[extra] 4'12 Banks will compensate their customers for not fully make them understand what they were buying. Banks may swap the a customer's transaction to a clearer financial product only if they can prove the transaction followed correct process. Customers who don't have related knowledge to be informative enough are those who are in this compensation plan. They will receive the compensation in a straight-forward way.
obstacle:7'29
The author proposed a method the caculate the optimized debt rate of company. With this method, the author can recomment whatever a company the best debt rate. The method take into account all kinds of functional costs and benifits(...?非经济背景一头雾水). The intersection of the debt costs and the debt benifit is the optimized debt rate a company should hold.  Old researches failed to propose a method that can give recommendations to all kinds of companies and they didn't take so many factors into consideration.

鸢尾yuanwei

多谢spencer~~~~
1'45
The "sequester" make employees worry about their stocks and jobs.
1'50
The executives do not appear to believe that will come to pass and one even promised to work with government to encourage a more effective solution.
剩余 3'14
People were still not able to notice how much it would impact on them. What the management teams of these complanies think is also important.
The report on GDP shows the large effects of spending cuts will push both sides back to the table to find a alternative.
2'26
The author conducted two experiments to explore if lunch is a crucial factor when people discuss important matters.
He considered the total value created by both copanies is an important factor.
3'02
Eating while deciding important matters offers profitable benefits.
The third experiment showed that comparing with other sharing activities, eating is the way to improve the outcome of the negotiation.

1'29 看到这已经开始神游了，第一遍完全没上心，深吸口气调整状态
The UK four biggest banks must review the past sales to check and pay compensation when necessary.
6'00
The swaps debacle is the latest example of wrongdoing by banks.But banks will only have to swap customers into better products
glucose level 葡萄糖含量水平
bolster: to improve sth or make it stronger
interest rate swap:利率互换；利率掉期
11'02
看的我想撞墙
The author make recommendations about the optimal amount of debt that any given firm should us.
Respectively discussed the relationship on tax,cost and debt policy.

deductibility 可抵扣程度

peterlongzhang

2013-2-4
1.1'31'': 256 words
because of the budget cuts, economis sectors confront big challenges. but the executives are optimistic about the future.
2.2'30: 232 words
the author has taken some example to illustrate that the budget cut plan may not impose an big influence on industry.
3.1'51'': 309 words
many business people want to negotiate an agreement while having lunch or drinking. Does this help business? the author make an experiment.
4.2'48'': 345 words
eating while negositating do help business people make profitable aggrement. doing other things while negositating is not as much help to get a profitable aggrement as eating. because eating has an biological effect to increase trust toward people.
5.1'35'': 266 words
the biggest 4 UK bank have sold unsuitable financial product to customers. the ratio of misleading product is 90%.
6.6'30'': 1259 words
main ideas: illustrate a method to decide the optimal choice for corporation finance.
structure: 1.come up with the question that what is the optimal choice to ues debt to finance. 2.illustrate is issue: the optimal choice is come up to a moment when marginal profit and cost are equivalent.

yangreat

speed
2:06， 256
1:42， 232
2：00， 309
3:04. 345 表白的时候必须吃饭！！！
2：15， 266

obstacle
13:00， 1260
debt? <-- 100s
tax bene
太多 超过 +net PV
optimal amount
firm-s debt bene fc.
量化 the $cost of being underlevered/overleverd.
net bene of debt=3% of Mkt V
gross bene of dt=8% of Fm V

artpresent

SPEED
Time1(2:30)
Time2(1:30)
Time3(2:20)
Time4(2:27)
Time5(1:43)
OBSTACLE(6:39)
COPY上面同学的格式来的，我读的好慢呀，哎。
越障：论文形式啊：
首先引出问题：负债率太高和太低都不好，本文研究optimal负债率的问题；
然后开始讲approach: cost和profit都涵盖了什么；使用什么等式
结果案例分析
研究的作用

SMS

Time 1  1:54Time 2  2:07
Time 3  2:38
Time 4  3:35
Time 5  2:17
Obstacle  8:25 optimal use of debt ???????

sophia412

1.29
Industry has fully prepared for the sequestration but expecting not happen.

1.15
Firms do not project the sequester will get pass and keep watching the conversation between US government.

1.48
Experences to explore whether taking a meal will put large compact on the result of a business negotiation.

2.01
Experence results show that negotiating over meal eather at a restaurant or at conference room will increase the profit. The trust lever increases when people having unconscious mimicking behaviors.

1.33
The four biggest UK banks will review past sales of financial products and pay conpensation for their inapproporiate sale.

7.26
Measure of calculating optimal debt structure.

kun5850

终于看完了。。