工作两年，从事精算，但是不喜欢，通过读MBA转行PE可行吗

superak47

精算师收入不亚于读完mba了平均起薪了吧 我这里有份北美精算师平均薪资 非常不错了

-- by 会员 fidelityfish (2012/10/9 8:45:31)

那是在美国。在中国还是看资历的，据我所知，证书目前不是那么重要的。薪水和四大差不多的。
所以我说plan B是可以接受的。

superak47

本人的情况是这样的。大学的时候学习不是很好，所以GPA不高，大三大四的时候开始为找工作着急，于是去考了精算。其实本来大学的专业是金融。当时根本不知道精算是什么东西，所以糊里糊涂进了一个做精算的部门。但是我还是很感激当时招我进去的老大的。
由于我从小就很讨厌数学，而且思维偏向文科（个人觉得金融学是比较偏文的，毕竟有很多经济学的东西在里面），所以工作得不是很顺利。但是楼主很努力工作，在工作之余努力学习，目前已经确定今年冬天可以拿到北美正精算师资格，即fellow of society of actuaries。差不多是目前全中国最年轻的几个人之一了。
但是基本上也是收入最低的那个。


这两年来，也经历和成长了很多。但是作为一个读了四年金融的学生，作为大学里修保险学原理成绩最差的学生，实在是对精算没有兴趣，归根到底，不喜欢数学。之前也一直纠结到底要不要继续下去，但是最近和父亲一聊，父亲居然也支持我说，做自己不感兴趣的事情是做不好的。所以我下定决心要去申请。


两年来通过观察和思考，我觉得我比较感兴趣的方向是PE。也尝试了直接去找一些PE，都不成功。我做的精算本身的工作主要和准备金、内含价值、养老金计划等有关，和PE也没有什么直接联系。所以想请问通过读MBA，然后回国找PE类的工作可能性有多大。此为plan A。


Plan B是在美国读完MBA（不想读精算master，一是不喜欢数学，二是我已经拿到精算师资格了。。。），在美国找个精算的工作。据我了解，美国的精算收入和work life balance还不错，相对于国内来说。


总结起来，请问用怎么样的思路，把精算和PE联系起来，怎么样算是一条比较通的转行的思路？

-- by 会员 superak47 (2012/10/8 16:14:45)

Hi superak47,
Your Plan A of getting an MBA and coming back to China and pursuing a career in private equity seems possible - though you must think in terms of what first year internships at which schools can position you to pursue this path.  
Your Plan B of getting an MBA and remaining in the US to pursue a career in actuary seems misguided, considering you already know that you don't enjoy that kind of work. Rather, if you may want to remain in the US following your MBA, think about what industries you can pursue, given your  

current skill sets and the skills you will develop while at school. Business School costs time and a lot of money, so you should think in terms of launching a career following graduation that utilizes the skills you developed while at school, not just the actuarial skills you already have.  
Think things through, and be practical about your decisions. Good luck!

-- by 会员 StevenBrachman (2012/10/9 10:54:20)

Thank you for your advice!


I agree with you. Plan B makes the MBA program somewhat meaningless.


I will get to know each program and their internships. I have been thinking of my career path since this time last year. To my family, this is not a small amount of money. But my parents support me, which envourages me and pushes me to think this through before making the final decision. But know, I have decided to apply at least. If there is opportunity, I will try to hold it.