【每日阅读训练第三期——速度越障1系列】【1-4】经管

泾渭不凡

速度：
127'
87'
76'
79'
75'
我好慢...

越障：
12min52

先是说金融创新一直被认为是伟大创造，还出了诺贝尔奖。
但是现在越来越大的风险促使人们反思，然后就是讲风险balabala
后来举了一种social bond（大概是一种involve进政府&社会责任的债权吧，木有太看进去），分析其产生及走红。然后分析这种social bond和一般衍生工具的两点区别：1）是说人们购买这种bond，会产生一种在做对社会有意义的事情的责任感；2）忘了...
然后中间过渡不记得了，后面就是说其实金融创新本没有错，错的是人们自己。是人们的贪欲和不守规则造成了金融创新的风险性。再然后，不记得了...
悲剧了，第一次跟帖，做这么慢，还有没看懂的，还边看边忘，我去面壁了......

-- by 会员 猫咪团团 (2012/3/1 22:21:06)

团团北鼻有进步哦肉肉~！！！！加油~~~~~~~~~~~~~~~~表面壁啊~~~~抱回来~~~~

泾渭不凡

第一次做速度联系，权当给各位垫底了
3’07
2’56
2’- -（忘了）
2’23
2’12

越障16’43（我读长文章总是会忍不住跑神 - -）
内容是 金融创新可以给人们带来好处，然后AFR前任一把手说过去的25年里没有任何金融创新比得上ATM。然后一个诺贝尔奖得主PK说近来没什么金融突破对社会有帮助，然后另一个叫JS的诺贝尔奖得主反驳他什么的。
然后讨论金融创新是好还是不好，好像说金融创新带来的风险大，比如信用方面的风险什么。
然后举了个栗子，在一个叫P的地方，政府发放bond帮助当过犯人的人。
中间把这个和金融创新相比，说两者还是有不同的。这个是根据赞助者设计现金流，而且金融创新是建立在风险转移的理念上。
然后说贪婪不好。金融缺少一个off按钮，首先，（没记住）。第二，金融市场想发展需要标准。
（后来的就不知道了，到最后心急基本没看进去什么。）
第一次不回看阅读感觉很难做到，读到长句子就忍不住想多读几遍。

-- by 会员 风鸣蝉 (2012/3/1 22:35:19)

哇哇哇~~~~亲，越障可以不回视呦！！饭饭学习咯！！嘻嘻~~~加油哈~~~~~~

泾渭不凡

速度
1'25"
1'15"
1'05'
46"
48"

越障
The new is hard to bring economic to social in economic crisis，such as  retail industries，which have more real relation with people.
The inventors tend to invent money in import aspects，which brings more effects to economy.
Peterborough is a place where has a good systm of social-economic. This place is famous for the railway and football game. The fund for the organization are used to prove the social industries。
It is hard to say  this new innovation  is good or not. The aftermath depends on the stuation.
there are some good effects for the innovation：
1、more  cashflow to invest. people in this sterm is like to do that.（+）；（-）confine participle people
2、risk for invest
3、difficulties of measurement and standardisation
there are 2 different between social-impact and other schemes
1、explicitly for a social purpose
2、social-impact bonds are still in their infancy

崩溃了，后面的记不住啊！！

-- by 会员 phoebe0624 (2012/3/1 23:00:15)

哦肉肉。。。。。越障真的是难咯。。。。。哦肉肉。。。。抱住~~

泾渭不凡

嘻嘻~~~~大家不要理偶~~~~就素好就米有来阅读区咯~~~再给大家回复一遍~~~以表思念之情~~~
吼吼吼~~~偶真假~~~~~~

Threesu

速度第三波
1’43
1‘33
1’16
1'21
1'08
5月17号一战！

xxaixx

发现速度和内容有很大关系，速度还是要提高啊~
1‘56
1’40
1‘18
1’07
1‘13

14’36（确实很长！生词也比较多额）
Innovation：good or bad
  eg:"sb":the similarity and difference with other innovation
the concern of innovation1) can hardly be stopped (2)can be deepen by people who do not grasp it well

MarcDeu

利用上班时间偷偷读一读，哎，很难聚神啊......

thouzand_

第一遍 12’16
这篇文章挺难的，基本上没有读明白，回头再看。
1) financial innovation should be correlated with social-bonding
2) A program is successful
however:
- FA: innovation in the wholesale field will be beneficial to financial structure.
- This turn is just a risk transfer(rather than solve the underlying problem or bridge ,,,)
- stdd??
3) difference between social-bonding and other tools
- explict with the social concern
- goverment side is tilted
4) Greed is bad (Blank temporarily,,,)

thouzand_

Marked task-5 for evening.
---------------------------------
But even innovations that are directed to unimpeachably “good” ends often bear substantial resemblances to those that are now vilified.(??)
Neither angels nor demons(??)

(I) P program linked social impact with traditional financial outcomes
(II) similarities and differences discussed
(III) two catalysts to make the item worse
- the program outcome is born flaw
- people themselves (sellers and buyers)
(IV) possible solution
- off press on the resulting inovation based on traditional financial products
- standardization still needs further regulation
- seemingly successful innovation may backfire in the future without regulation and "OFF" press.