All F1 or J1 international applicants who are applying for graduate admission to the University of Maryland must certify sufficient funds for university expenses including tuition, books, fees, supplies, insurance, and living expenses (travel is not included). To certify finances, the applicant must submit the Certificate of Finances Form with the original copies of requested documentation. If this form is not completed and received by the University of Maryland, you will not receive the Certificate of Eligibility (I-20 for F1 or DS-2019 for J1). Even if you will be dependent solely on an assistantship, you must submit this form.Please note that the Certificate of Finances must show funding that is accessible to the student immediately. You may not show property, pension, trust funds, etc. In addition, you may not use loans as proof of funding. The Certificate of Finances is valid for six months only. 这是让我交申请材料的时候也要交存款证明吗?不是签证的时候才要存款证明吗??急啊~~~~~~~~~