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PhD is a commitment to research, especially top 15 school. if you think you enjoy the pleasure of research and teaching, you should try and I think you have a good chance to succeed.
However, you may also aware that, at least for 2004 applicantion, the competition is so fierce that I only see a couple of our fellows have made it. Besides your current fine backgound in Math, I think if you can get at least of two strong recommendation from your supervisors, they would add value to your applications. last but not least, as you have step into mathematical finance for a PhD study, you may have either published some papers or you may have some interests in specific topic as in assets pricing, corporate finance, or market microstucture. then approaching the relevant professor right now.
One of my professors told me, PhD graduates from the top 30 school in finance are very likely to secure a place upon your graduation. therefore, in terms of get a job in the states, you need not have to go top 10. another reason I suggest you widen your selection is even a perfect applicant may fail if she/he only stares at the top 10. Let me give you an example, in 2003 season, a guy with Cambridge math under, Oxford MPhil in Economcis(similiar to first and second year PhD course in states), flawness GPA, and very strong recommendations, all of his recommenders believe he would be in. he only applied for top 8, maybe slightly different from our perspective, but definitely included our top choises. you guess what, all out. even not in a waiting list. why, becasue there are so many excellent applicants that the admissions committee has to make a random-walk selection among the qualified applicants. only personal opinion, good luck!!
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