I am using a financial advisor from 美林. They seem to focus more on traditional business nowaday. All financial advisors are also getting more aggressive to recruit customers. Bank of America, Citicorp, and JP Morgan are all laying off people. I even met a VC who is thinking of getting out of the field. Every time when there was an recession in U.S. there would be a surge in MBA applications. I heard from an adcom at Berkeley/Haas that applications for MBA have been steadily increasing recently.