移民可以减少学费么？

bruce_zen

现在想申请移民，明年申请好的MBA学校。

这样合适么？主要考虑学费能否减少，好像从学校的说明里没看出来。或者贷款方便？

另外读书的时候正好凑足在加国的时间。大家给点意见。

Reo

想法正确。不过是不是学费会减少要看学校的。比如UBC的MBA学费对内对外都是36000加刀

sili25

Depends on which school you're going.

But if you have green card, you can apply for Federal government's subsidized loan ($8,500 for graduate student per year), whose interest will be paid by the government while you're in school.

You are also qualified to apply for government's unsubsidized loan. You need to pay for the interest. The interest rate is much lower than that of the private loans you apply directly from financial institutions.

As for unsubsidized loan, "you must begin to repay interest and principal 60 days after the first loan funds are issued. You can defer paying principal on your loan if you are enrolled at least half time for the period of the loan. Also, the interest can be "capitalized" if you choose."

Also, if you cannot cover all your tuition by the above two loans, you can apply for some privates loans at financial institutions, like banks. To my knowledge, if you have green card, your interest rate can be lower than international student's. But the rate is also determined by many factors, such as your bank deposits, your income salary and the prime rate at the market.

bruce_zen

谢谢楼上两位的耐心解释。

不是特别想长期在加国。主要是为减少费用。

现在去打听办移民多少钱。有没有兄弟兴趣此事，共同协商？嘻嘻。

[此贴子已经被作者于2006-5-30 11:26:45编辑过]

eeyupyup

the PUBLIC schools offer cheaper tuition to permanent residents and american citizen, the PRIVAT schools dont

The low interest loan offered by the government is only available to permenant residents an citizens, while private loans are open to most of hte students under regular circumstances.

eeyupyup

ops, the discount for the public schools i mentioned above is only available for in-state residents, meaning you have to be a new york state resident in order to benefit from the new york state public school discount.

jkmbe

考虑下多伦多的YORK大学吧,只要你申请移民,拿到FILE NO,就可以享受本地学生待遇.

sili25

LZ, everything I mentioned above is for US schools. I didn't notice that you're going to Canada.

Sorry that I didn't know a bit about schools in Canada, nor the tuition and loans there.