和自己什么关系的人，才能当担保人啊？

心晴

问题如题目？另外，哪位XDJM帮帮忙，帮我翻译一下下面的话吧，prime rate minus 0.50%，那prime rate是多少呢？还有，什么叫credit-worthy U.S. citizen co-signer？多谢大家啦，急的头晕脑涨＋一头雾水的。

Students have up to 15 years to repay the loan. Credit-worthy applicants applying with a credit-worthy co-signer may receive interest rates as low as the prime rate minus 0.50%. International students must apply with a credit-worthy U.S. citizen co-signer.

lesery

信里说的很清楚，如果你是国际学生，就必须有美国公民给你签字担保。如果你有美国亲戚，就解决了。  

cicilla

以下是引用心晴在2006-5-4 13:02:00的发言：

问题如题目？另外，哪位XDJM帮帮忙，帮我翻译一下下面的话吧，prime rate minus 0.50%，那prime rate是多少呢？还有，什么叫credit-worthy U.S. citizen co-signer？多谢大家啦，急的头晕脑涨＋一头雾水的。

Students have up to 15 years to repay the loan. Credit-worthy applicants applying with a credit-worthy co-signer may receive interest rates as low as the prime rate minus 0.50%. International students must apply with a credit-worthy U.S. citizen co-signer.

prime rate就是美国给你贷款银行的利息，之前看到已经到7.3%左右了。在这个基础上少个0.5%（不错哦，有的学校有担保人都不少的，没有还要加个2％呢，哭！）担保人好像不一定是要亲戚吧，只要是信用好的美国公民，他如果愿意给你担保就可以了。

[此贴子已经被作者于2006-5-4 16:14:05编辑过]

心晴

谢谢楼上的，看了半天，好像不用亲戚的，多谢各位啦。