揽瓜阁训练营 第六十九天（含CR，RC和DI题目）

gotstw

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蛋花棋

Day 69
CR
1、解释差异 C
相同点：fire和flood claims的payouts大致相同
不同点：fire 保险的premiums明显低于flood（原因不是properties的数量差异）
C
2、评估 A
前提：垃圾处理从政府部门转向私人部门，成本降低+满意度没有降低
结论：私人部门比政府部门更省钱
A选项，政府部门是否实行更严格的recycle政策，导致需要处理的数量降低，如果是的话，那么成本自然低了，削弱论证，所以A选项可以评估

RC
P1：为了取得自治和经济独立，几个本土美国部落正在navigate IP 权——尽管在美国法律体系有这种所有概念，但是忽略了本土 IP——SSH强调解决这种权利的重要性
P2：国际上IP权很重要——以IT人民在宪章中强调自决权和IP权为例 + 强调特别的方式保护本土文化作为IP
P3：在美国，本土美国社会逐渐怀疑他们的IP是否能收到法律的保护——讨论分为三个部分：介绍区别+分析+检验（文化是否被保护）
P4：美国的IP法律在进化——和有形的所有权不同，IP是无形的——本土的美国IP遭遇文化相同和本土继承——转折，这些标准专利等的法律不能承认美国本土IP的独特性
C(B)CBC

DI
ACBB

ZoeZoooo

"A certain insurance company found that, despite the payouts赔付 for fire and flood claims being approximately the same,the premiums for fire insurance火险的保费 were significantly lower than for flood insurance. This discrepancy was not due to differences in the number of properties insured against fire or flood. What could be the reason for this difference in insurance premiums?"
A) Properties facing flood risks are often more expensive to insure due to the higher frequency of floods compared to fires.C更直接地关注于保险公司对风险的管理策略，而不仅是风险发生的频率
B) The cost of rebuilding after a flood is typically higher than after a fire, due to more extensive damage.重建和保险费用不成直接相关
C) Floods can be predicted with some accuracy, allowing insurance companies to raise premiums or deny coverage when a flood is imminent即将发生的.C选项提供了一个直接的经济激励机制解释，即保险公司利用洪水的可预测性来调整保费或策略，从而减少潜在的赔付风险。这个因素直接影响保费定价，与保险成本和风险管理直接相关
D) Many people underestimate the risk of fire, leading to a lower demand for fire insurance compared to flood insurance.无关
E) Fire insurance claims are generally settled quicker than flood insurance claims, reducing the administrative costs for insurance companies.C直接关联到保费定价机制和风险评估，而E更多关注于运营成本。

After facing high costs, the city of M decided to eliminate取消 its waste management department and outsource外包 garbage disposal to private institutions. Following this change, the costs of waste disposal decreased, and citizens' satisfaction with garbage disposal did not decline. The government concludes that private institutions are more cost-effective than the department. Evaluate this claim.
A) Whether the government recently implemented stricter recycling policies, leading to a decrease in the amount of waste needing disposal.和垃圾处理量无关如果政府实施了更严格的回收政策，可能导致需要处理的废物量减少，从而减少了垃圾处理的成本，这可能是成本降低的原因之一，而非完全归功于私人机构的效率。
B) Whether the private institutions hired former employees of the eliminated department.取是，则说明是department的人更有效，取反说明是institution的人更有效。如果私人机构雇佣了前部门员工，这可能表明私人机构的效率可能部分归功于这些员工的经验和技能，而非私人机构本身的管理优势。与B相比，A直接解释了成本降低的可能原因，而B更多关注于人员配置对效率的影响。
C) Whether the costs of outsourcing will remain stable in the long term.稳定性无关
D) Whether citizen satisfaction is based solely on the cost of waste disposal services.无关
E) Whether the elimination of the waste management department led to job losses in the city.无关，没有比较

Blair1001

Mark一下！               

ZoeZoooo

After facing high costs, the city of M decided to eliminate取消 its waste management department and outsource外包 garbage disposal to private institutions. Following this change, the costs of waste disposal decreased, and citizens' satisfaction with garbage disposal did not decline. The government concludes that private institutions are more cost-effective than the department. Evaluate this claim.
A) Whether the government recently implemented stricter recycling policies, leading to a decrease in the amount of waste needing disposal.和垃圾处理量无关如果政府实施了更严格的回收政策，可能导致需要处理的废物量减少，从而减少了垃圾处理的成本，这可能是成本降低的原因之一，而非完全归功于私人机构的效率。
B) Whether the private institutions hired former employees of the eliminated department.取是，则说明是department的人更有效，取反说明是institution的人更有效。如果私人机构雇佣了前部门员工，这可能表明私人机构的效率可能部分归功于这些员工的经验和技能，而非私人机构本身的管理优势。与B相比，A直接解释了成本降低的可能原因，而B更多关注于人员配置对效率的影响。
C) Whether the costs of outsourcing will remain stable in the long term.稳定性无关
D) Whether citizen satisfaction is based solely on the cost of waste disposal services.无关
E) Whether the elimination of the waste management department led to job losses in the city.无关，没有比较

"A certain insurance company found that, despite the payouts赔付 for fire and flood claims being approximately the same,the premiums for fire insurance火险的保费 were significantly lower than for flood insurance. This discrepancy was not due to differences in the number of properties insured against fire or flood. What could be the reason for this difference in insurance premiums?"
A) Properties facing flood risks are often more expensive to insure due to the higher frequency of floods compared to fires.C更直接地关注于保险公司对风险的管理策略，而不仅是风险发生的频率
B) The cost of rebuilding after a flood is typically higher than after a fire, due to more extensive damage.重建和保险费用不成直接相关
C) Floods can be predicted with some accuracy, allowing insurance companies to raise premiums or deny coverage when a flood is imminent即将发生的.C选项提供了一个直接的经济激励机制解释，即保险公司利用洪水的可预测性来调整保费或策略，从而减少潜在的赔付风险。这个因素直接影响保费定价，与保险成本和风险管理直接相关
D) Many people underestimate the risk of fire, leading to a lower demand for fire insurance compared to flood insurance.无关
E) Fire insurance claims are generally settled quicker than flood insurance claims, reducing the administrative costs for insurance companies.C直接关联到保费定价机制和风险评估，而E更多关注于运营成本。

Blair1001

第六十九天
保险公司发现尽管支付火灾和洪水的金额一样， 但是补偿却不一样，火灾抵御洪水。其原因并不是因为资产的数量。解释题 a（答案c 经济激励机制与定价更加相关？？）
因为高昂的成本，城市决定减少污水处理，将垃圾处理给私人企业，市民也不会失望。因为私人企业更加成本合理。评估题 ？（答案a 回收政策使得垃圾处理的变少了，与成本更相关）

RC
C
E？（答案B
C
B
C

DI
a
c
b
b

单词
premium n 保险费用
imminent 即将到来的
delve into钻研
approporiation 拨付
staturoty 身材
property财产

十一计划

cr:  da
rc:  cbcba

look4fun1999

谢谢

有机盐

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陌小夏

DAY69
CR
1-A 解释题：一对矛盾 火灾和水灾的保险赔付一样，但是水灾的保费高于火灾的保费。（不是因为水灾和火灾保险财产数量的差异）
A-洪灾的频率高于水灾发生的频率 灾害发生频率会直接地影响保费
B-灾后重建洪灾高于火灾。重建不是保险公司的事情，保险公司负责的是财产的赔付。
C-特殊时期，但是文章没有指出是特殊时期的保费。
D-市场需求低不足以解释保费，因为保险还是要看灾后财产的损失情况或者灾害发生的概率。
E-火灾赔偿的行政成本更低。同D。

2-A 评价题 P：政府外包垃圾处理给私人机构，垃圾处理的成本下降了，市民的满意度没有下降。
                  C：外包机构更加的成本节约。
A选项指出处理的垃圾量变少了，如果费用降低同时工作量表小，那就不能说明成本更加节约。

RC C B C B C
1-文章背景：美国土著部落在复杂的知识产权领域探索方向以保护文化遗产和身份1C，美国的法律框架忽视对土著民知识产权的保护2B。解决这个问题在当今背景下及其重要。
2-在国际上，知识产权是一个关键问题，与自决和经济独立的原则密切相关。3C
3-美国原住民社区越来越质疑他们的知识产权能否得到法律的保护。4B
4-美国知识产权法正在演化。土著知识产权包含的内容，传统法律在这方面的弊端。5C