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Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective.then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

正确答案: E

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楼主
发表于 2010-10-28 18:22:03 | 只看该作者 回帖奖励 |正序浏览 |阅读模式
57.    (34655-!-item-!-188;#058&007580)

Roland:  The alarming fact is that 90 percent of the people in this country now report that they know someone who is unemployed.

Sharon:  But a normal, moderate level of unemployment is 5 percent, with 1 out of 20 workers unemployed.  So at any given time if a person knows approximately 50 workers, 1 or more will very likely be unemployed.

Sharon's argument is structured to lead to which of the following as a conclusion?

(A) The fact that 90% of the people know someone who is unemployed is not an indication that unemployment is abnormally high.
(B) The current level of unemployment is not moderate.
(C) If at least 5% of workers are unemployed, the result of questioning a representative group of people cannot be the percentage Roland cites.
(D) It is unlikely that the people whose statements Roland cites are giving accurate reports.
(E) If an unemployment figure is given as a certain percent, the actual percentage of those without jobs is even higher.

答案A, 好混乱哦。。。能解释下不?


66.    (35089-!-item-!-188;#058&007596)

Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits.  An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.  If depositors were more selective, then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

(A) Bank failures are caused when big borrowers default on loan repayments.
(B) A significant proportion of depositors maintain accounts at several different banks.
(C) The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank.
(D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.
(E) Potential depositors are able to determine which banks are secure against failure.

答案E, 能解释下嘛???



68.    (35185-!-item-!-188;#058&007601)

Manufacturers sometimes discount the price of a product to retailers for a promotion period when the product is advertised to consumers.  Such promotions often result in a dramatic increase in amount of product sold by the manufacturers to retailers.  Nevertheless, the manufacturers could often make more profit by not holding the promotions.

Which of the following, if true, most strongly supports the claim above about the manufacturers' profit?

(A) The amount of discount generally offered by manufacturers to retailers is carefully calculated to represent the minimum needed to draw consumers' attention to the product.
(B) For many consumer products the period of advertising discounted prices to consumers is about a week, not sufficiently long for consumers to become used to the sale price.
(C) For products that are not newly introduced, the purpose of such promotions is to keep the products in the minds of consumers and to attract consumers who are currently using competing products.
(D) During such a promotion retailers tend to accumulate in their warehouses inventory bought at discount; they then sell much of it later at their regular price.
(E) If a manufacturer fails to offer such promotions but its competitor offers them, that competitor will tend to attract consumers away from the manufacturer's product.

答案D, 不明白,能解释下嘛???



求高人指点啊!在线等!!!
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地板
 楼主| 发表于 2010-10-29 20:17:08 | 只看该作者
谢谢大侠~!
可是,我还是想求一下 这句话的翻译!
An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.
望高人指点!!!
板凳
发表于 2010-10-29 10:53:10 | 只看该作者
Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits.  An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.  If depositors were more selective, then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

(A) Bank failures are caused when big borrowers default on loan repayments.
(B) A significant proportion of depositors maintain accounts at several different banks.
(C) The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank.
(D) The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.
(E) Potential depositors are able to determine which banks are secure against failure.

观点:如果取消对存款的保险,depositer在选择时就会考察银行的安全性;银行为了吸引存款,会增加自身的安全性。

观点所基于的假设是E
沙发
 楼主| 发表于 2010-10-28 21:52:41 | 只看该作者
帮帮忙。。。
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