Anybody tried Bank of China

nnm

It's not easy for Westeners neither.

Nobody knows what's the rules behind........

landes90

Hi,

I work in a bank. My understanding is that HSBC will consider your pre-MBA income,your credit history and career development when deciding whether to grant a loan or not.

When you convert your salary in RMB into Euro or Pound, how much can it be? The bank cannot be assured of your repayment ability. I think they use a kind of formula to give credit rating scores to applicants. If your score is below a certain level, you will not be considered.

Hope it clarifies some doubt.

John 

Lullaby

Are there any rigorous requirements for the HSBC loan?

Why do you feel discouraged?

I heard that the loan was something like "a mission impossble", but I am still wondering where the difficulty lies...

lazyrat

Thank you. it's for an Insead MBA loan...

Lullaby

Since you have already studied in France for one year, why need you to apply for a loan?

I have also heard that HSBC loan is very difficult for Chinese resident to appy for. : (

But I do know some one who managed to get the BOC loan. : )

[此贴子已经被作者于2006-8-7 20:09:41编辑过]

lazyrat

I am a chinese who have left my job last year and have been studying in France for one year. I feel discouraged about getting a loan from HSBC given my situation. If I can get a personal gurantor in China, how many chances do I stand? And have anybody tried Bank of China for a loan?Thank you!! btw, Frencheh banks would be difficult since i cannot find a french resident as cosigner.