楼主选择困难症求大家的帮助（ CUHK msf/ LSE msfstat / HKUST msfm）

leeonkei

大家新年好，我是马上要交留位费的狗狗，截至目前收到了CUHK msf ，  LSE  msfstat  还有 HKUST msfm 这三个的offer（CUHK这个比较急）

先报下背景吧（回复可见哈轻拍）
211 统计狗 GPA 4.1+/ IELTS 7(6.5) / GMAT 740
两个水实习 一个市场调研 一个券商风控
数模 大创等等

楼主以前最想去的是NUS 的MFE 因为觉得性价比很高学费不到20万，而且留下来的机会也相对比较大，无奈它出结果的时间比较晚可能要二月底，而且最近在论坛上看到的帖子的评价也褒贬不一
最最重要的是前段时间收到了 LSE的offer（十二月中旬吧），这确实是我意料之外的事情，所以现在内心动摇很剧烈，觉得既然收到了女神校的offer，就应该把握机会去看看更大的世界，但是英国的弊端也是很明显的，项目九个月，留不下来，回国之后的认可度其实和港三所差不多...性价比就没有说特别高
接着十二月底楼主去面了港科金数当场给了口头offer，感觉director郭教授人炒鸡好萌萌哒，而且感觉他是很认真负责会尽量帮学生解决就业问题的那种，他也蛮欣赏我的，而且这个项目一年半学费不到20万性价比也超高，而且留在香港的可能性也很大啊。但是这个项目呢，就是非常难，课程基本都是围绕微分和随机过程展开的，楼主觉得自己很可能跟不上...
于是楼主陷入了沉思...
楼主因为本科是学统计的，之前一直觉得研究生的方向应该往金融转，因为不想继续学太难的统计了，所以也是考的GMAT，CUHK是楼主收到的第一个offer，真的蛮开心的其实，但是金融的学费真的蛮贵（35万港币），而且课程内容大多围绕CFA展开，于是楼主觉得这些是完全可以自学的，楼主现在是不知所措不知道自己到底要不要学金融了惹....
楼主其实对风险管理比较感兴趣，以后也想从事这方面的工作，之前LSE 的第一志愿就是RF 结果被拒了（也是意料之中吧..），但是IC 的第一志愿 FERM 还没被拒（已经八周了），所以楼主觉得希望还是有的

楼主自己是这样想的
如果说选贵的就选梦校，去英国，花钱也比较值得（在LSE 和 IC中考虑，美丽的LSE 没有让我交留位费）
如果说选性价比高的就在NUS 的MFE和 HKUST 的 MFM中考虑（咦 其实港大统计我也申了 但是尼玛我不想读纯统计啊...）
但是楼主现在不知道如何在这两个如果之中选择...抓马
希望大家可以踊跃投票，能在底下留言说出你的看法就更好了！楼主非常感激！也希望大家都能收到理想的offer~~~撒花

另外，楼主这里有一张广州新东方的听课证，价值800元，想600元出~~~截止时间是6.25，有需要的朋友请速速留言与我联系~超感谢
领走听课证的朋友我会与你传授备考以及申请秘籍的哈哈哈~撒花~~~

LinDwilliams

Mark一下！               

猫咪握拳··

leeonkei 发表于 2017-2-1 23:49
才看见！抱歉！数分概率论肯定会问的！其他的会根据你的成绩都能上选过的其他数学课程来问，如果学了金融 ...

谢谢！

leeonkei

cheesechan 发表于 2017-1-24 04:47
I guess I will vote for LSE Financial Stat given you are not really sure that you want to be that  ...

Sorry to bother you again!
I feel my life is like a drama...
Now the situation is 【新提醒】IC RMFE VS HKUST FM 感觉一手好牌已经被我打烂了...但实在是已经是纠结到自我分裂！求意见！ - 商学院Master申请区 http://forum.chasedream.com/thread-1291908-1-1.html
I have always been thinking about your words which are really thought-provoking.
So please say something to me, please say what will you do now if you were me! Thanks a lot if you can reply as soon as possible~

yo123071

Mark一下！               

leeonkei

猫咪握拳·· 发表于 2017-1-30 06:13
hello! 我也申请了hkust的金数并且这周即将面试。学校邮件里说得很模糊，并且我能找到的这个program的面经 ...

才看见！抱歉！数分概率论肯定会问的！其他的会根据你的成绩都能上选过的其他数学课程来问，如果学了金融工程也会问，我就问了 留数 奇点 调和函数 期权平价公式 CAPM 可导连续 洛必达法则。。。具体的你去寄托上找往年面经，然后准备你学过的就好！

猫咪握拳··

hello! 我也申请了hkust的金数并且这周即将面试。学校邮件里说得很模糊，并且我能找到的这个program的面经很少，所以我很想请教你能不能传授一点面试的经验呢？谢谢！！

ChesterBear

看一下！               

cheesechan

leeonkei 发表于 2017-1-23 00:49
Many thanks for your really patient advice!
I got you. And now the problems are just about what I  ...

I guess I will vote for LSE Financial Stat given you are not really sure that you want to be that mathematical. Kind of good mixture of everything.
more global recognized school, solid program structure (though 425 looks a bit too theoretical but the other 3 papers are/can be all useful practical stuffs)
I guess you may think that you will repeat some stuffs (as you have a stat bachelor), and I do agree.
The only solution to this question can be either (1) or (2):
(1) go mathematical. tons of financial engineering model.
(2) go finance. more business class, finance / risk soft course.
Obviously I am a fans of (1), and thus if I were you, I may have put "Risk and Stochastic" or "Financial Mathematics" in LSE as the first choice, instead of Risk and Finance. The logic behind is: (2) is very important for sure, but can be done through auditing courses (soft finance don't need coursework to force one to learn) and self-studying, and can be shown through CFA and FRM, while academics degree is next to the only way to learn (1).

the next question is: is (1) important for risk? I will say yes. Being a specialist in something is important in the field, and this can be quantitative skills, law, and etc...
finance is not in the list actually - finance is not a stand-alone discipline itself; it is an application area. Economics for the theoretical foundation, Statistics for the empirical side, Accounting is on the corporate side, and Law is clearly about regulation and contract related stuffs. Getting finance as the first major is simply just know something in everything, but being beaten by other in every field too. I believe it is better to be specialized rather than all-rounded in the very first stage of career.

of course, if you want a job in HK or SG, (and you are not HK/SG people), then HKUST or NUS will give you an edge in location.

leeonkei

cheesechan 发表于 2017-1-22 01:12
1. my view is: if you want to learn those stochastic and mathematical modeling in your life, it is  ...

Many thanks for your really patient advice!
I got you. And now the problems are just about what I really want (我是否真的想做模型构建等需要用到随机微分以及编程能力这一类的偏技术型工作呢？) and whether I will feel deep pity for giving up the offers in UK(放弃去LSE这样顶尖的学术殿堂学习的机会是否会让我在以后回想时感到遗憾呢？）
Think ! Think ! God helps me ! (捂脸... 我还真的是满绝望的）
So the last question is :
Imagine you were me, how will you choose? (just say your instinctive thought)
And it will be better if you can say all the reasons for you choice in details.
I believe that you are a  really experienced and rational guy and I really curious about your perspective which will be of great reference.
Thank you again!!!