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求教OG12 55 的B和E选项

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楼主
发表于 2010-3-23 22:29:30 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
我觉得B中说insure only who did not suffer any serious diseases as children也可以减少损失的啊。
而E有些不理解是什么意思。
请高人指点指点,不胜感激啊!!!!
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沙发
发表于 2010-3-23 22:34:19 | 只看该作者
最好还是发完整题上来吧 方便大家
板凳
 楼主| 发表于 2010-3-24 10:02:40 | 只看该作者
Insurance Company X is considering issuing a new
policy to cover services required by elderly people
who suffer from diseases that afflict the elderly.
Premiums for the policy must be low enough to attract
customers. Therefore, Company X is concerned that
the income from the policies would not be sufficient to
pay for the claims that would be made.
Which of the following strategies would be most likely
to minimize Company X’s losses on the policies?
(A) Attracting middle-aged customers unlikely to
submit claims for benefits for many years
(B) Insuring only those individuals who did not suffer
any serious diseases as children
(C) Including a greater number of services in the
policy than are included in other policies of
lower cost
(D) Insuring only those individuals who were rejected
by other companies for similar policies
(E) Insuring only those individuals who are wealthy
enough to pay for the medical services
地板
发表于 2010-3-24 12:30:35 | 只看该作者
我觉得不选B是因为题中说的这种保险是给中老年人的,而B说要将这种保险卖给比如说小孩一样没生过大病的人,这是不现实的。
E我理解是说的卖给一些足够富有,有经济能力支付自己的医疗支出的人。既然人家有能力自己支付医疗支出,干嘛要买你的保险?

我觉得就这个题来说,减少支出的根本办法还是要将保险卖给那些相对来说不太可能生大病的人,因为一般来说,买保险的人在生病后基本上都会向保险公司理赔的。而E则是寄希望于买保险的人生了病自己支付医疗费用,而不索赔,这个是不太现实的。

所以我倾向于A

不知道分析的对不对
5#
 楼主| 发表于 2010-3-24 19:15:01 | 只看该作者
嗯,谢谢,感觉有道理!!!
6#
发表于 2010-4-2 11:45:43 | 只看该作者
弱弱的问一下。。。这算哪种题型啊?好像比较少见。。。
7#
发表于 2013-2-16 09:11:42 | 只看该作者
是PRINCIPLE题,根据毛毛版主的分类
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