you get housing allowance, which is in most cases more than what you need. hk tax rate is very low and stuff other than housing is relatively cheap compared to NY and LN. so you still get to save a lot
i work here so this is the most updated. you either get it in your base, or you get it as a separate allowance. either way you get it. it's just how they slice up the pie.
Do you mean you get $100k base + bonues+ housing allowance? And is housing allowance about $40k per year? That is a lot for IBD which is considering reducing cost...