The government provides insurance for individuals? band deposits, but requires the banks to pay the premiums for the insurance. Since it is depositors who primarily benefit from the security this insurance provides, the government should take steps to ensure that depositors who want this security bear the cost of it and thus should make depositors pay the premiums for insuring their own accounts.
6. Which of the following is assumed by the argument?
(A) Banks are not insured by the government against default on the loans the banks make.
(B) Private insurance companies do not have the resources to provide banks or individual with deposit insurance.
(C) Banks do not always cover the cost of the deposit-insurance premiums by paying depositors lower interest rates on insured deposits than the banks would on uninsured deposits.
(D) The government limits the insurance protection it provides by insuring accounts up to a certain legally defined amount only.
(E) The government does not allow banks to offer some kinds of accounts in which deposits are not insured.
答案：C，不明白C为什么是假设，它出现了原文没有的比较点，我一下子就排除了。
8. George: Some scientists say that global warming will occur because people are releasing large amounts of carbon dioxide into the atmosphere by burning trees and fossil fuels. We can see, though, that the predicted warming is occurring already. In the middle of last winter, we had a month of springlike weather in our area, and this fall, because of unusually mild temperatures, the leaves on our town抯 trees were three weeks late in turning color.
Which one of the following would it be most relevant to investigate in evaluating the conclusion of George抯 argument?
(A) whether carbon dioxide is the only cause of global warming
(B) when leaves on the trees in the town usually change color
(C) what proportion of global emissions of carbon dioxide is due to the burning of trees by humans
(D) whether air pollution is causing some trees in the are to lose their leaves
(E) whether unusually warm weather is occurring elsewhere on the globe more frequently than before
关于6T, C选项的意思是: 银行并没有通过降低付给存款人利息的方式来cover premium costs. 对其取非, 既银行always通过降低利率来cover costs -->实际上depositors一直是在cover premium costs, 因为他们得到的利息相比没有insurance的情况要低. Do not cover the cost不意味亏损. 我认为你曾经选C是对的. E是无关选项, "但如果对e取反，即“银行允许未保险的储蓄存在”，那么政府就不该让银行付保险费，反对了原文的结论。" 原文就是要政府设法不要让银行付保险费, 怎么是反对了原文的结论?
我有点疑问:
如果C说:Banks do not always cover the cost of the deposit-insurance premiums by paying depositors interest rates on insured deposits . 那是假设.
可是C说:Banks do not always cover the cost of the deposit-insurance premiums by paying depositors lower interest rates on insured deposits than the banks would on uninsured deposits.
When you make judgment on scope, the first think you should make sure is relevance. If the information is out of scope and is irrelevant, it cannot be right. But here D is relevant as uninsured deposits are just the opposite of insured deposits. If D is true, when the loan is uninsured, the bank will pay higher interest than it does on insured deposits, it means that bank normally forfeits part of the interest on insured deposits to compensate the premium.
So what you should do is understand the passage before you decide what is out of scope and what is not.
Banks do not always cover the cost of the deposit-insurance premiums by paying depositors interest rates on insured deposits . (1)
Banks do not always cover the cost of the deposit-insurance premiums by paying depositors lower interest rates on insured deposits than the banks would on uninsured deposits. (2)
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发表于 2003-5-29 22:26:00
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