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请教OG-130 130. Bank depositors in US are all financially protected against bank failure because the government insures all individuals 's bank deposits . An economist argues that this insurance is partly responsible for the high rate of bank failure , since it removes from depositors any financial incentive to find out whether the bank that holds theri money is secure against failure . If depositros wre more selevive , then banks would need to be secure in order to compete for depositors's money.
assumtion.
D. The difference in the interests rates paid to depositors by different banks is not a significant factor in bank failures.
E. Potentail depositors are able to determine which banks are secure agaisnt failure.
E
这题的结论是最后一句还是从An economist argues that 开始? 如果取非的话如何理解? 如: E取非 :if Potentail depositors are not able to determine , then ? |
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