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这是第一个!! In order to improve the long-term savings rate of its citizens, Levaska’s government has decided to introduce special savings accounts. Citizens can save up to $3,000 a year in special accounts without having to pay tax on the interest, unless they withdraw money from the account before they reach the age of sixty-five. If they do withdraw any money before that age, they have to pay tax on the accumulated interest and a penalty. Which of the following, if true, most seriously threatens the success of the government’s plan?
- A
The banks and financial institutions where the special accounts will be held lobbied hard for their introduction.
- B
Nearly all workers in Levaska can already save money in tax-free accounts through their workplace.
- C
For the past ten years, Levaskans have been depositing an ever smaller percentage of their income in long-term savings.
- D
Many Levaskans continue to work beyond the age of sixty-five.
- E
In certain circumstances, such as a serious illness, the government plans to waive the penalty on early withdrawals from the special accounts.
答案选:B
这是第二个:
Five years ago, as part of a plan to encourage citizens of Levaska to increase the amount of money they put into savings, Levaska’s government introduced special savings accounts in which up to $3,000 a year can be saved with no tax due on the interest unless money is withdrawn before the account holder reaches the age of sixty-five. Millions of dollars have accumulated in the special accounts, so the government’s plan is obviously working. Which of the following, if true, most seriously weakens the argument?
- A
A substantial number of Levaskans have withdrawn at least some of the money they had invested in the special accounts.
- B
Workers in Levaska who already save money in long-term tax-free accounts that are offered through their workplace cannot take advantage of the special savings accounts introduced by the government.
- C
The rate at which interest earned on money deposited in regular savings accounts is taxed depends on the income bracket of the account holder.
- D
Many Levaskans who already had long-term savings have steadily been transferring those savings into the special accounts.
- E
Many of the economists who now claim that the government’s plan has been successful criticized it when it was introduced. 答案选:D 问题是这两道题题干和问法都一样: 逻辑链:政府需要提高储蓄率-->设置免税的特殊账户要求工人存款,否则纳税作为惩罚-->政府的措施有效(CONCLUSION) 削弱则: CQ1:方案的可行性-->题目1:几乎所有工人都有了免税账户则特殊账户实施也没用 -->题目2:很多人会把钱从一个账户转到另一个账户 CQ2:方案的可操作性 CQ3:方案的否定副作用
我认为两个答案都有道理,但是题目2中的B选项说的是:工人已经有了账户所以不会用特殊账户,这不是和题目1的答案类似吗??为什么选D呢?? 期待大神解答!!
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