以下是引用joywzy在2003-5-30 10:05:00的发言:17. Since the introduction of the Impanian National Health Scheme, Impanians (or their private insurance companies) have had to pay only for the more unusual and sophisticated medical procedures. When the scheme was introduced, it was hoped that private insurance to pay for these procedures would be available at modest cost, since the insurers would no longer be paying for the bulk of health care costs, as they had done previously. Paradoxically, however, the cost of private health insurance did not decrease but has instead increased dramatically in the years since the scheme抯 introduction. Which one of the following, if true, does most to explain the apparently paradoxical outcome? (A) The National Health scheme has greatly reduced the number of medical claims handled annually by Impania's private insurers, enabling these firms to reduce overhead costs substantially. (B) Before the National Health scheme was introduced, more than 80 percent of all Impanian medical costs were associated with procedures that are now covered by the scheme. (C) Impanians who previously were unable to afford regular medical treatment now use the National Health scheme, but the number of Impanians with private health insurance has not increased. (D) Impanians now buy private medical insurance only at times when they expect that they will need care of kinds not available in the National Health scheme. (E) The proportion of total expenditures within Impania that is spent on health care has declined since the introduction of the National Health scheme. 答案 我选A,D怎么能解释这个现象呢?I 只在需要的时候买保险,并不能解释为什么个人费用并没有减少,而是大量地增加啊?
大律师,请帮欧分析一下为什么D 对。 按照Albert 的说法,D的意思是:买保险的人只有知道自己要得的重病的人才跟私人保险公司买保险。。而原来买保险的人不管有无病都买保险。。相比之下,私人保险的PROFIT肯定下降
此选项怎可以这样翻译?或者说为什么 national scheme 提供的保险都是不痛不痒险,文中何处有暗示?谢! |