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再问大全13-5,答案C为何不成立,多谢

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楼主
发表于 2008-8-14 21:07:00 | 只看该作者

再问大全13-5,答案C为何不成立,多谢

5.     Financing for a large construction project was provided by a group of banks. When the money was gone before the project was completed, the banks approved additional loans. Now, with funds used up again and completion still not at hand, the banks refuse to extend further loans, although without those loans, the project is doomed.

Which of the following, if true, best explains why the bank’s current reaction is different from their reaction in the previous instance of depletion of funds?

(A) The banks have reassessed the income potential of the completed project and have concluded that total income generable would be less than total interest due on the old plus the needed new loans.

(B) The banks have identified several other projects that offer faster repayment of the principal if loans are approved now to get those projects started.

(C) The banks had agreed with the borrowers that the construction loans would be secured by the completed project.

(D) The cost overruns were largely due to unforeseeable problems that arose in the most difficult phase of the construction work.A

(E) The project stimulated the development and refinement of several new construction techniques, which will make it easier and cheaper to carry out similar projects in the future.

沙发
发表于 2008-8-14 21:18:00 | 只看该作者

当资金以开始不够时,银行提供了补充资金,后来资金仍然不够时,银行不提供了,即使这样的话项目无用

选A(我不知道正确答案,应该对吧楼主)

C的话如果银行之前和贷款者有协议说贷款在工程结束之前都会被一直提供,那么就不能解释文中的现象了,因为如果按照C的说法,银行应该一直提供贷款下去

板凳
发表于 2008-8-14 21:19:00 | 只看该作者

答案是A吗?

选项C说:贷款要等工程结束才到位。但是题干中讲没有贷款,工程无法结束。所以该选项无法解释银行不给贷款的原因。

地板
发表于 2008-8-14 22:42:00 | 只看该作者
我觉得也是A
5#
 楼主| 发表于 2008-8-15 00:56:00 | 只看该作者

sorry,忘了写正确答案。没错,答案是A。

不是阿,题目中一直都有讲贷款,而问的是解释:为何不再贷款阿

6#
发表于 2008-8-15 13:20:00 | 只看该作者
呵呵,这题里我选了B.也是不解。A是说不继续投是发现即使再投,回收的也不足以弥补所有的投入。B是说发现了其它可行的项目回收比这个项目快。我觉得如果从A的角度,前两次投的都打水漂了,一分收不回,但是B答案,如果把后面这部分钱做它用,投资回报率高,还有可能收回以前的损失。我这个理解不知道哪里出了问题,请NN指点。
7#
发表于 2009-6-19 16:49:00 | 只看该作者
以下是引用听风听雨在2008-8-15 13:20:00的发言:
呵呵,这题里我选了B.也是不解。A是说不继续投是发现即使再投,回收的也不足以弥补所有的投入。B是说发现了其它可行的项目回收比这个项目快。我觉得如果从A的角度,前两次投的都打水漂了,一分收不回,但是B答案,如果把后面这部分钱做它用,投资回报率高,还有可能收回以前的损失。我这个理解不知道哪里出了问题,请NN指点。

而且,我认为这一项是无关选项

如果银行以这个原因撤资的话,就违约了,这样的逻辑(发现更好的—>于是撤资)在契约社会是不能有滴

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