OG11-91 D.选项的解释巨迷惑,完全不知所云.

91.    Businesses are suffering bacause of a lack of money available for development loans. To help businesses, the government plans to modify the income-tax structure in order to induce taxpayers to put a larger portion of their incomes into retirements savings accounts, because as more money is deposited in such accounts, more money becomes available to borrowers.

Which of the following, if true, raises the most serious doubt regarding the effectiveness of the government's plan to increase the amount of money available for development loans for business?

A.    When levels of personal retirement savings increase, consumer borrowing always increases correspondingly.

D Bankers generally will not continue to lend money to businesses whose prospective earnings are insufficient to meet their loan repayment schedules.

答案选A.我无异议,但是我对OG的D.选项解释还是很迷惑: D The plan would increase the money available specifically for development loans, not existing loans.完全不明白这是什么意思.

在我看来,D选项的问题在于银行只是拒绝了一部分不合格的企业,这对总体可用的资金没有什么影响,所以不起到削弱的作用.但是OG的解释着眼于development loans和existing loans的区别上,我就彻底不明了.请NN指教.